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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (16985 reviews)

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4.92

Based on 16,985 reviews, last reviewed 10th Apr 2025

51500% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I have been using monzo for 6 years I have been using monzo for 6 years Reviewed on: 10th April 2025

Latest lowest rating:

2

Froze our card Froze my husband's card for absolutely no reason. Not expected behavior. Can do much better. Reviewed on: 9th April 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (16985)

Review of the Monzo, Current Account:

Future Of Banking

So user friendly with an absolute tonne of features that I genuinely use. Makes the high street banks look like dinosaurs! Reviewed on: 27th March 2025

It's excellent for saving and budgeting.

It's excellent for saving and budgeting. Reviewed on: 10th April 2025

Good rates, discounts and cashback on currently account

Good rates, discounts and cashback on currently account Reviewed on: 10th April 2025

Helpful customer support and really really great app

Helpful customer support and really really great app Reviewed on: 10th April 2025

Monzo has made my banking much easier than tradition...

Monzo has made my banking much easier than traditional banks. The automatic spending summary features and ease of categorising expenditure has made handling my finances much less scary. The app is a big part of this, it has a great user interface that lets me move money and check my finances momentarily, as well as providing multiple options for putting money aside. Reviewed on: 10th April 2025

Not a bad word to say about Monzo

Not a bad word to say about Monzo. Their app is slick and easy to use, their kids offering is simple… AND FREE! And the customer service you receive through the app is second to none! No complaints here and I have recommended Monzo to anyone who will listen. Reviewed on: 10th April 2025

Absolutely love banking with Monzo.

Absolutely love banking with Monzo. Love the fact I can use the same card across multiple countries with no currency conversion charges! The App is great and the savings pots have helped me save loads over the years. Reviewed on: 10th April 2025

Fantastic for young professionals

Really easy to set up, no charges, and super user friendly interface. It is also simple to connect other accounts, transfer between banks, and maximise savings. My other bank wasn't able to approve me me for a credit card, but the Monzo Flexi card was easy to apply for, and get approved. As a young professional, being able to lock savings, set spending limits, and track expenses has helped me adjust to the cost of London living. The current account Round-Up scheme is also super beneficial for saving without a ton of effort, as is the ongoing Penny challenge and the cashback offers. Overall the usability of the app, integrations with contacts for splitting bills or paying friends, and the savings offers have made Monzo a great option. Reviewed on: 10th April 2025

I’ve been using Monzo’s current account for a while...

I’ve been using Monzo’s current account for a while now, and overall, it’s been a great experience. The app is incredibly user-friendly, with real-time spending notifications, instant transfers, and smart budgeting tools that make managing finances a breeze. One of the standout features is the ability to separate money into “pots” for savings or bills, which really helps with budgeting and avoiding overspending. Customer service has been responsive and helpful whenever I’ve needed support, and the in-app chat feature is super convenient. The card works well internationally with low fees, and I appreciate the transparency—no hidden charges or confusing fine print. Reviewed on: 10th April 2025

Good easy to use.

Good easy to use. Helpful staff on chat Reviewed on: 10th April 2025

They have been great everything is readable the app...

They have been great everything is readable the app is comfortable and easier to navigate they are very up front out everything nothing hidden in small print. The fact that is easy for everyone to understand information as you don't feel like you need a degree in finance to understand processes ect. Wonderful to have a bank that feel like you can trust they should be the standard for banking everywhere. Reviewed on: 10th April 2025

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