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Review of the Monzo, Current Account:

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Fantastic for young professionals

Really easy to set up, no charges, and super user friendly interface. It is also simple to connect other accounts, transfer between banks, and maximise savings. My other bank wasn't able to approve me me for a credit card, but the Monzo Flexi card was easy to apply for, and get approved. As a young professional, being able to lock savings, set spending limits, and track expenses has helped me adjust to the cost of London living. The current account Round-Up scheme is also super beneficial for saving without a ton of effort, as is the ongoing Penny challenge and the cashback offers. Overall the usability of the app, integrations with contacts for splitting bills or paying friends, and the savings offers have made Monzo a great option. Reviewed on: 10th April 2025

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