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Nationwide: FlexAccount reviews

Name: FlexAccount
Rating: 4.41 (911 reviews)

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4.41

Based on 911 reviews, last reviewed 22nd Apr 2025

1500% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

5

Excellent customer service, no fees and cash bonuses Excellent customer service, no fees and cash bonuses Reviewed on: 22nd April 2025

Latest lowest rating:

1

If I could give no stars, I would! If I could give no stars, I would! Absolutely incompetent, functionally locked accounts because they failed the set up properly, app and internet bank... Read more Reviewed on: 1st April 2025

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About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide FlexAccount reviews (911)

Review of the Nationwide, FlexAccount:

Disgraceful support & banking facility

Disgraceful customer service and banking facility. If anyone still banks with these crooks I recommend you switch if you ever want to get any descent customer service and aid in times of need. Having fallen a victim to Coronavirus was worried about making loan repayments for the upcoming month as I was in self-isolation and on unpaid leave from work. Have always kept up with my loan payments and never missed anything for the past 3 years. Dont let the false advertisements on their website fool you, they try to come across as they are very helpful and that they will assist their customers during "challenging times", having called their "Triage" team and waited over 1 hour on hold, I pleaded with the rep to offer some help to overcome the situation am in, wether that will be 1 month payment holiday on the loan or an increase in overdraft / credit card limit to tie me over just for 1 month and the outcome was, they only offered to change the repayment date on the loan and move it back by upto 14 days like that is going to help!, they do this all year round , nothing new and certainley no additional help during this pandemic. These stingy crooks did not even consider freezing credit card or overdraft fees just for 1 month till i return to work. Lastly in the same week, i accidently transfered some money from my current account to my credit card (online via internet banking), I was meant to transfer it to my savings account but as you know its very easy to select the wrong account to transfer money to in the drop down menu. After realising my mistake, I found there is no option to transfer money back from your credit card to your current account. I gave customer support a call and got through to a guy called "Sachin" (sounded like a right chav) whom immediatly said "you been passed to me in the collections department, your balance is xx and you need to pay xx"... I thought what the hell is this guy on? No one passed me through, I called in and my query is not related to balance, I have already paid the monthly amount due on my card thanks!!, I then told him the reason for my call to which he replied to transfer money back from credit card to current account would take 5 days to process..... and as i questioned why so long, he replied, you made the mistake what do you want us to about it? As you can see, the customer service is shocking, rude, incompetent staff even at the highest level, you can not even get through to a manager or to the complaints team, instead they take your number and you'd be lucky to ever recieve a call back from the complaints department. This is the 21st century folks.....and Nationwide expects you to wait 5 days to get funds transfered from your nationwide current account to your nationwide credit card back, come on people, open your eyes. just check what other banks offer and you will be suprised at the level of care and service compared to Nationwide which is a sinking ship! By the way, I also had a loan with YB and Post office and having spoke to their financial care team, they both provided a month payment holiday to assist me during the crisis which has meant reduced income. I am ever grateful to these banks and the difference between customer care and support is night and day compared to the crooked Nationwide. I will ensure on my return to work that I change bank details with my employer to YB with the outlook of closing my bank account with Nationscum. Reviewed on: 23rd March 2020

Excellent customer service, no fees and cash bonuses

Excellent customer service, no fees and cash bonuses Reviewed on: 22nd April 2025

Excellent product

Excellent product, easy to use app, and I recently received a £50 loyalty bonus or something like that Reviewed on: 19th April 2025

Easy to change account type

Always received a good service from Nationwide. When the account we held was no longer appropriate for us, staff informed us how to change the account type easily & simply online. This process was then incredibly quick to implement. Reviewed on: 19th April 2025

The flexaccount is a reliable standard current account

The flexaccount is a reliable standard current account, I usually have one open in case I need it. Reviewed on: 18th April 2025

Best current account, exactly what I need

Best current account, exactly what I need Nd easy to manage all my needs on their app Reviewed on: 17th April 2025

Switching to Nationwide was one of the smartest move

Switching to Nationwide was one of the smoothest banking experiences I’ve had. I took advantage of their switch offer, and everything—from the account transfer to receiving the reward—was seamless and well-communicated. The app is user-friendly, and their customer service has been consistently responsive and helpful. It’s refreshing to bank with an institution that feels both modern and trustworthy. Definitely recommended for anyone considering a change! Reviewed on: 16th April 2025

Great app and an actual branch in my town!

Great app and an actual branch in my town! Staff in branch are friendly, professional and helpful and provide an excellent service in a diverse community. Good products with my account, insurances etc save a lot of time, money and hassle. Reviewed on: 10th April 2025

Always been there when needed and customer service i...

Always been there when needed and customer service is excellent Reviewed on: 6th April 2025

Best bank

Have enjoyed good service. They are very efficient and prompt Reviewed on: 3rd April 2025

The Nationwide has gone down hill

The Nationwide has gone down hill and make great play about being a mutual but cannot compete with the smaller new banks on their interest rates as they are very inefficient. They have been giving bonuses to some customers in a unfair way instead of paying higher interest rates. They also have some headline rate accounts to make people believe they pay high rates but you can only invest spall amounts in these accounts. Reviewed on: 3rd April 2025

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