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Nationwide: FlexAccount reviews

Name: FlexAccount
Rating: 4.49 (1066 reviews)

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4.49

Based on 1,066 reviews, last reviewed 31st Mar 2026

11700% increase in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

72%

15%

Latest highest rating:

5

Most caring bank about customers. Most caring bank about customers. Reviewed on: 31st March 2026

Latest lowest rating:

1

The worst banking ever don’t do it The Nationwide is the worst banking ever. Don’t get fooled they’re nice because they give out free money! They have a problem with their banking app. ... Read more Reviewed on: 27th February 2026

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About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide FlexAccount reviews (1066)

Flex Regular Saver

I earn 5.00% gross interest by saving each month into a Flax regular saver. The maximum monthly amount you can save is £500 but you can put in less, and you don't have to do it every month either; just transfer from your flex account as and when. It does only last a year but at the end of that year you can simply open a new account and start over again. The money saved from the previous year is put into something called a Flexclusive account with an interest rate of 0.5% - or you could put the money you have saved towards an ISA with a higher interest rate. Interest on a Flex Regular Saver is calculated daily so best to make any transfers as soon into the month as possible. I am really pleased with my Flax Regular Saver; by the end of 2016 I had saved £6000 and earned interest of over £150 Reviewed on: 3rd March 2017

Simple clear account

I would reccomend Nationwide, they are very good at contacting you and keeping you informed. Reviewed on: 12th February 2017

Flex, a great account!

I have been with Nationwide since I was a student, I chose it because of its no fee usage abroad. Now, that admittedly perk has changed but it does have other good points like a free European Travel Insurance policy. The use of its overdraft is a on percentage payment basis not a monthly usage fee like some banks do. I find that in branch the staff are always helpful and yet not too pushy ( a reason I left another bank). In summary a great account! Reviewed on: 12th February 2017

Brilliant building society

Nothing is too much trouble for the staff.They always offer extra services which may apply to me but without being pushy Reviewed on: 12th February 2017

no issues, no problems

never have any problems with my account Reviewed on: 12th February 2017

Never had a problem with nationwide

As the title suggests I've been with nationwide since I was a teenager. Always helpful when I need help and staff are lovely Reviewed on: 12th February 2017

better than Barclays

I have always received good service from nationwide and am glad I made the switch from Barclays were the service was poor. Reviewed on: 12th February 2017

Efficient and helpful

Nationwide have always been helpful in sorting out problems and the Flexaccount has always been a reliable and efficient account . Great online account with the back up of a friendly and helpful telephone service and reliable and always friendly branches Reviewed on: 11th February 2017

Fab product

I really like Nationwide. Their flex account has worked for me for a few years. The customer service is excellent. Reviewed on: 11th February 2017

Great overall current account

Great free bank account. Big perk for me is free European Travel Insurance each year. Reviewed on: 11th February 2017

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