Write a review

Go to business site

Nationwide: Credit card reviews

Name: Credit card
Rating: 4.18 (203 reviews)

View other Nationwide products

4.18

Based on 203 reviews, last reviewed 28th Jan 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

60%

22%

11%

Latest highest rating:

4

Nationwide it self is fine. Nationwide it self is fine. The only issue with their credit card is, there are no perks, like points, rewards, deals or discounts. Use your credit ca... Read more Reviewed on: 28th January 2026

Latest lowest rating:

1

Don't believe their hype I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of... Read more Reviewed on: 29th January 2025

Read all reviews See your review

About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Credit card reviews (203)

Review of the Nationwide, Credit card:

Good for using on holiday

Excellent exchange rates and charges for using abroad. Reviewed on: 11th April 2023

Very quickly provided me with a substantial credit limit increase to cover purchase of season ticket.

The card comes with various perks, but the one I like most is that I get charge free foreign currency (up to ten per cent of what I spend on the card.) Reviewed on: 7th February 2017

Select credit card

Fantastic product. cashback on all my purchases & free purchases abroad Reviewed on: 6th February 2017

Hassle Free, low fees and does everything you would want a credit card to do

Very easy to apply and get a credit card with Nationwide. It came through quickly and the process of transferring a balance was quick and simple. Reviewed on: 3rd February 2017

Very good

No problems with this credit card. Reviewed on: 27th January 2017

No issues

Yeah not bad. I would come again. Reviewed on: 24th January 2017

Reliable and Rewarding

Just to say I highly recommend my Nationwide Select Credit card as the associated staff are very competent and helpful in an emergency (such as when an unauthorised company tries to take recurring payments from said credit card account as happened to me recently), and they're always available via a free phone number. Reviewed on: 31st December 2016

Great 0% credit cards

Taken out two credit cards (wife & I), no interest on purchases for 12 months, keeping money I've spent on cards on Nationwide account (earning 5%). Easy way to make money!!! Reviewed on: 24th December 2016

Online scammed but computer said no

Out group account was broken into and fraudulent transactions were made but nationwide caught every single one before it hit our account, then informed us and deactivated our cards and gave us new ones. Cant sing their praises enough Reviewed on: 18th December 2016

Good for what it is

We use the nationwide card and doesn't seem too steep though I only really have for emergencies Reviewed on: 16th December 2016

Good, but...

They're good for pretty much anyting, but don't believe they are 'different' from any of the banks! Reviewed on: 15th December 2016

Do you have a different Nationwide product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

123 credit card (discontinued)
from Santander 3.98 from 161 reviews
Credit builder credit card
from Vanquis 4.78 from 19912 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.03 from 13 reviews

Want to see more from Nationwide?

Student Current Account
from Nationwide 5.00 from 5 reviews
Cash ISA
from Nationwide 4.73 from 64 reviews
Regular Savings
from Nationwide 4.71 from 86 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub