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Nationwide: Credit card reviews

Name: Credit card
Rating: 4.15 (222 reviews)

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4.15

Based on 222 reviews, last reviewed 19th Jun 2026

140% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

61%

20%

11%

Latest highest rating:

5

Excellent product. Excellent product. Good interest rate and easy to navigate website. Easy to transfer money between accounts and keep track of what is owed and when ... Read more Reviewed on: 19th June 2026

Latest lowest rating:

1

Arrogant man from the disputes team Arrogant man from the disputes team told me they couldn't look into my chargeback claim, gave a list of excuses culminating in my evidence not being g... Read more Reviewed on: 2nd March 2026

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About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Credit card reviews (222)

Review of the Nationwide, Credit card:

Good for using on holiday

Excellent exchange rates and charges for using abroad. Reviewed on: 11th April 2023

Home & Abroad

Used anywhere with no additional charges. Reviewed on: 9th August 2017

Good

It's a good product, but the customer service at times could be better. Reviewed on: 30th June 2017

Quick to solve any issues and quickly onto fraudulent activity

My experience of having a nationwide credit card is that they are quick to solve any issues and quickly onto fraudulent activity, sending out new cards speedily. Reviewed on: 11th June 2017

Select Credit Card

Free to use in any country (no commission), easy t o use mobile banking app, and 0.5% cashback on sterling purchases. Using this instead of my debit card is a no brainer, and pay it off every month to prevent incurring interest. Reviewed on: 11th June 2017

Excellent Credit Card

As an existing Nationwide customer the application process was very easy. The cards arrived within a few days and included an interest free period and a fee free balance transfer. I even received a bonus for taking the card out. Reviewed on: 11th June 2017

Credit card Customer Service

Much more helpful than any other company I have dealt with Reviewed on: 10th June 2017

Great card

This was the best long term deal I could get for balance transfer and a only 17.9%. Reviewed on: 30th May 2017

Reliable Company

I like Nationwide because they are local with long opening hours and very helpful and knowledgeable. Reviewed on: 1st May 2017

a good, basic service

nationwide gives good customer service, but, as with the credit card industry in general, things could be simplified and clarified Reviewed on: 21st April 2017

Terrible

Terrible overly risk adverse product that rejects online purchases for little or no reason. Leaving you without out your purchase, then makes you jump through hoops to fix their error! Very poor Reviewed on: 21st April 2017

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