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Nationwide: Fixed Rate Mortgage reviews

4.26
Based on 174 reviews, last reviewed 7th Sep 2024
25% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
71%
See only 4 star reviews
11%
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6%
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1%
See only 1 star reviews
11%

Latest highest rating:

5

Great bank, so no surprise the mortgages are good too Been with Nationwide for accounts and savings and enjoyed it. See my bank account review for them. So when it came to getting a mortgage, it was likel... Read more Reviewed on: 7th September 2024
Richard P's avatar
Richard P

Latest lowest rating:

1

A Harsh Lesson in Discrimination Against Caregivers... A Harsh Lesson in Discrimination Against Caregivers and disabilities. I am writing this review with deep disappointment and absolute frustration after... Read more Reviewed on: 15th August 2024
Ian G's avatar
Ian G

About this product

Nationwide is a building society that offers a range of financial services, including mortgages. A fixed rate mortgage will have a set interest rate for a certain amount of time, often between two and five years, sometimes even ten. Make sure you’re confident you understand the Ts and Cs and always consult the lender or an independent advisor if you have any questions.

Buying a home is a big financial decision, so finding the right mortgage is important. We collect Nationwide fixed rate mortgage reviews to give you valuable insight into the lender and product.

Find out what homeowners have to say about Nationwide’s fixed rate mortgage. Learn why they chose Nationwide as their mortgage lender and how satisfied they’ve been throughout their mortgage term. Read about the application process and how supportive Nationwide was. Discover the perks of being a Nationwide member. Browse through our Nationwide fixed rate mortgage reviews to find the ones most helpful to you.

Did Nationwide help you buy your dream home? Share your honest opinions about the fixed rate mortgage with our Smart Money People community. Would you recommend the product to family and friends? Were you satisfied with the support provided throughout your application process? Did you encounter any problems with your application, and if so, how well were they dealt with? Whether good or bad, write an honest Nationwide fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

Nationwide Fixed Rate Mortgage reviews (174)

Review of the Nationwide, Fixed Rate Mortgage:

Great bank, so no surprise the mortgages are good too

5
Been with Nationwide for accounts and savings and enjoyed it. See my bank account review for them. So when it came to getting a mortgage, it was likely to be Nationwide. They were actually the 3rd cheapest option for us, but we still went with them as we both had good experiences with them. The mortgage allows overpayments, a choice of how it's processed, and only takes £500 to trigger (much less than a previous mortgage I had). They also base the overpay limit on the original mortgage value, not the current; allowing you to pay more without hitting a penalty. Reviewed on: 7th September 2024

Postponed by mortgage payment automatically

5
Recently forgot to transfer money into my Nationwide account for my mortgage payment and when Nationwide tried to take it out they reimbursed me it as it went into minus but notified me so I could put the money in. Really helpful and they didn't charge me a penny for the error! Reviewed on: 19th March 2015

Loyalty didn't help me much

2
Me and my partner have been quite loyal to Nationwide but this hasn't always helped. Trying to apply for a mortgage wasn't an easy process even though they have known us for ages. It's been quite frustrating, and the lack of face to face contact doesn't help what is quiet a complex process Reviewed on: 28th October 2014

Superb product and customer service

5
Having saved with Nationwide for the previous year or so I finally decided to take the plunge and buy my first home. The process was very straight forward and everything was explained to me clearly - once I'd been to my local branch to go through my options I applied in-branch and subsequently received several calls to update me on progress. Customer service was great throughout and it was a nice touch that they sent me a welcome hamper when I moved into my home. Reviewed on: 1st October 2014

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