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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Aug 2025
96% decrease in 5 star reviews
in the past 90 days
89% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

4 Months Interest Free!

5
An easy to use system that allows you to spread the cost of your purchases. Payments linked to debit card making life easy. Reminders each month of when and how much you need to pay, and the ability to pay more if you want to. Reviewed on: 13th June 2024

PayPal is great for quick payments and easy credit i...

5
PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Pay Pal Credit

5
Very simple to use, excellent product. Reviewed on: 24th July 2025

No regrets

5
Never been let down if there was dispute about any thing. Reviewed on: 21st July 2025

Useful service, especially pay in 3.

5
Useful service, especially pay in 3. Easy and clear app to follow your account on the go. Reviewed on: 20th July 2025

Easy payment on pretty much every sitr

5
Easy payment on pretty much every sitr Reviewed on: 19th July 2025

just overall helpful.

5
just overall helpful. beezer. gghjddjkbffn ggjkkhffghjj Reviewed on: 19th July 2025

Very straightforward customer experience

5
Very straightforward customer experience, with clear terms of use, and no hidden fees Reviewed on: 15th July 2025

Pay pal has always been helpful and excellent

5
Pay pal has always been helpful and excellent Reviewed on: 14th July 2025

Easy process, quick decisions

5
Easy process, quick decisions and able to pay in multiple online shops with this option Reviewed on: 13th July 2025

I do love PayPal.

4
I do love PayPal. The credit is so easy to manage especially on the app. I do wish it was easier to contact them Reviewed on: 11th July 2025

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