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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
840% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Paypal UX

5
Great customer service and easy to use Reviewed on: 30th May 2025

Mainly use it for Ebay purchases because you can eit...

5
Mainly use it for Ebay purchases because you can either spread the payment over 3 months or use the credit option on pay monthly when on a tight budget with very affordable payments.Did use PayPal for a laptop purchase recently made a lot easier with the pay over three months option which was hassle free and easy to set up. Reviewed on: 10th July 2025

Very secure transaction.

5
Very secure transaction. Very safe. Peace of mind when paying to someone new. Worry less. I don't hesitate when paying because I know I will get refunded as soon as possible. Reviewed on: 10th July 2025

Easy to use, handy, and peace of mind.

5
Easy to use, handy, and peace of mind. Reviewed on: 10th July 2025

Can't replace real human support when you need help

5
been a PayPal customer for years and every now and then you need to contact them and its nice to know that there are real people on the end of the phone and not just AI chat bots. This is what bring the value to me and I hope it doesn't go away. Reviewed on: 10th July 2025

6 month , no interest !

5
6 month , no interest ! I love this Reviewed on: 10th July 2025

Gives positive assurance on purchases

5
Gives a very warm fussy feeling paying with pay pal credit and it provides good value for money Reviewed on: 9th July 2025

I'm very happy with PayPal experience

5
I'm very happy with PayPal experience Reviewed on: 9th July 2025

Excellent

5
Makes life a lot easier, wen stuck for payments and works great paying back Reviewed on: 9th July 2025

Never had any problems with PayPal have have a excel...

5
Never had any problems with PayPal have have a excellent customer experience when I needed it Reviewed on: 8th July 2025

used paypal for years - not had to use customer serv...

5
used paypal for years - not had to use customer services but happy with service provided and good to know purchases are protected. Reviewed on: 8th July 2025

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