Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50685 reviews)

View other PayPal products

4.91

Based on 50,685 reviews, last reviewed 15th Jun 2025

1831400% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The only way I pay for anything online! The only way I pay for anything online! I’ve had such a good experience with them helping me get refunds, so easy and reliable. I also use the “pay la... Read more Reviewed on: 15th June 2025

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50685)

Review of the PayPal, PayPal Credit:

Great!

I love using this service as it's so convenient although a physical card to go with it would be even better but overall I've never had to contact customer service for any issues and I've had it over a year! Reviewed on: 13th June 2022

Great customer service

If I’ve had to get on touch with PayPal my query has been dealt with very quickly Reviewed on: 15th June 2025

Paypal Credit does the job.

Paypal Credit does the job. It's useful to be able to access the offers that they give you, as long as you otherwise keep in mind to remain financially prudent of course. If you are easily lured by offers of cheap credit then this is probably not recommended. Reviewed on: 15th June 2025

Great work Paypal

Use for normal payments and for credit sometimes always reliable and helpful Reviewed on: 14th June 2025

I am happy helpful i use credit for by from Ebay.

I am happy helpful i use credit for by from Ebay. Good to give you money back guarantee. I trust PayPal. THAKS . Reviewed on: 14th June 2025

I have been using PayPal credit for some years The a...

I have been using PayPal credit for some years The app is brilliant and hassle free and the range of options for payments are excellent Reviewed on: 14th June 2025

Very easy to use, many years no issues

Very easy to use, had a account for many years no issues. Reviewed on: 14th June 2025

using it frequently, easy and fast to use

using it frequently, easy and fast to use Reviewed on: 14th June 2025

The service is simply exceptional.

The service is simply exceptional. They are prompt to assist with queries and complaints Reviewed on: 14th June 2025

Always had great customer service and overall experi...

Always had great customer service and overall experience outstanding Reviewed on: 14th June 2025

Should have a card too, enabling to purchase in shops.

Should have a card too, enabling to purchase in shops. Reviewed on: 14th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Zero Credit Card
from Santander 3.64 from 16 reviews
Credit Building Credit Card
from Vanquis 4.76 from 16746 reviews
Credit Card
from Zable 4.94 from 30704 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 20043 reviews
Payment Provider
from PayPal 4.92 from 3597 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub