Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50595 reviews)

View other PayPal products

4.91

Based on 50,595 reviews, last reviewed 11th Jun 2025

1823300% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I use PayPal credit all the time, the 0% four month... I use PayPal credit all the time, the 0% four month offer on purchases is really useful. Reviewed on: 11th June 2025

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50595)

Review of the PayPal, PayPal Credit:

I am glad that I have PayPal credit because if I did...

I am glad that I have PayPal credit because if I didn't, I wouldn't be able to get the things I need especially with being a pensioner on state pension only so thank you PayPal. I would recommend it to anyone. Reviewed on: 4th June 2024

Always quick and efficient service.

Always quick and efficient service. No issues ever since I started to use many years ago. I prefer this to any other payment because it is so safe. Reviewed on: 10th June 2025

Good convenient service.

Have used BNPL and Pay in 3 which have worked out very convenient. I always use Paypal to pay for goods where available. Reviewed on: 10th June 2025

Great experience, easy to use and practical

Great experience, easy to use and practical Reviewed on: 10th June 2025

Fab been great for everything needed

Fab been great for everything needed Reviewed on: 10th June 2025

Great service!!!

Very useful service with varous options to pay. Reviewed on: 10th June 2025

Very good experience while using PayPal I had no iss...

Very good experience while using PayPal I had no issue with it. Reviewed on: 10th June 2025

Very convenient

Never had problems with PayPal. Very convenient and great service Reviewed on: 10th June 2025

Always helpful, especially when things go wrong, an...

Always helpful, especially when things go wrong, and PayPal sort it for you. Reviewed on: 10th June 2025

Before I lose 10£ they didn’t find my oldest account...

Before I lose 10£ they didn’t find my oldest account Reviewed on: 10th June 2025

Its just so easy

Its just so easy once you are approved / invited you just select as the funding option :) Reviewed on: 10th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

British Airways Credit Card
from American Express 4.15 from 80 reviews
Credit Card
from American Express 4.45 from 121 reviews
Overpay
from Incredible 4.60 from 5 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub