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PayPal: PayPal Credit reviews

4.91
Based on 50,807 reviews, last reviewed 24th Aug 2025
921350% increase in 5 star reviews
in the past 90 days
2250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

Best and easiest way to pay!

5
Very secure and easy way to pay over a certain amount of time, notifications and updates are great to keep on top of payment! Reviewed on: 8th July 2022

Easy to use.

5
Easy to use. Safe and secure. Reliable & trusted Reviewed on: 3rd July 2025

Very useful and made my life easier.

5
Very useful and made my life easier. Reviewed on: 3rd July 2025

PayPal gives you more options to spread the cost.

5
PayPal gives you more options to spread the cost. Reviewed on: 3rd July 2025

Useful for paying on certain websites.

4
Useful for paying on certain websites. PayPal credit is a good function Reviewed on: 2nd July 2025

Reliable, Secure, and Easy to Use -highly recommended

5
I’ve been using PayPal for several years now, and it has consistently been a dependable and secure platform for managing online payments. Whether I’m shopping online, sending money to friends or family, or receiving payments for freelance work, PayPal makes the process smooth and stress-free. The interface is clean and intuitive, and I appreciate how easy it is to link bank accounts or cards. Transactions are processed quickly, and I always receive instant notifications, which helps me stay on top of my finances. I also like the added layer of buyer protection – it gives me peace of mind when purchasing from unfamiliar sellers. Their customer support has been helpful the few times I’ve needed it, and I value the extra security features like two-factor authentication. Plus, the PayPal app is very convenient for on-the-go transactions. Overall, PayPal continues to be my go-to payment platform for both personal and professional use. Reviewed on: 2nd July 2025

PayPal offers flexible plans go pay and cover whatev...

5
PayPal offers flexible plans go pay and cover whatever needs you desire. I appreciate how they treat it's users or customers and believe they are the best in the industry. Reviewed on: 2nd July 2025

quick, easy and secure !

5
quick, easy and secure the best service ! Reviewed on: 1st July 2025

pal credit

5
It was lovely you could shop with no worries. Reviewed on: 1st July 2025

Have used PayPal for many years - normal account and...

5
Have used PayPal for many years - normal account and credit. Always had a good experience Reviewed on: 1st July 2025

Fast a nd easy to use easy DD repayments.

5
Fast a nd easy to use easy DD repayments. Easy to pay extra Reviewed on: 30th June 2025

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