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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

97% decrease in 5 star reviews

in the past 90 days

91% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

4 Months Interest Free!

An easy to use system that allows you to spread the cost of your purchases. Payments linked to debit card making life easy. Reminders each month of when and how much you need to pay, and the ability to pay more if you want to. Reviewed on: 13th June 2024

Very handy for unexpected costs, easy to use and nic...

Very handy for unexpected costs, easy to use and nice that it is flexible would recommend to family and friends. Reviewed on: 27th June 2025

Easy to use

It is a very good service to use, very easy to use and efficient. It’s very easy to use for apps and payments. However it is hard to pay for individual transactions. I wasn’t aware that I can’t pay for an individual transaction that was ‘paying it back in 4 months interest free’ until I paid back all other transactions that happened after. But I have and still would recommend to people to use. Reviewed on: 26th June 2025

Very prompt easy to use great costumer service good...

Very prompt easy to use great costumer service good rate of interest woanderfool service Reviewed on: 26th June 2025

Have had paypal credit for years and have never had...

Have had paypal credit for years and have never had an issue using paypal and always have paypal customer support when needed Reviewed on: 26th June 2025

I'm able to buy what !I want now and p...

It's good that I'm able to buy what I want now and pay later I.e by spreading the cost over some months or pay in 3 with no interest Reviewed on: 26th June 2025

Always there for support

Always willing to help friendly and good at there job Reviewed on: 25th June 2025

I have good experience with PayPal good customer ser...

I have good experience with PayPal good customer service Reviewed on: 25th June 2025

PayPal makes it really convenient to shop.

PayPal makes it really convenient to shop. I have a problem with my debit card, it gets refused on certain website and the bank does not know why. but I can overcome this issue by paying through PayPal. I feel safe that my data is encripted and the seller will not commit fraud. Reviewed on: 25th June 2025

Safe and simple payments across the world

Been using PayPal for years and never had a problem. It is easy and quick to make payments or send money even in different countries and currencies. Also feel safer using it instead of a card payment. Customer service has been great if I needed an issue sorted with a retailer or get a refund. PayPal credit and pay in 3 plan has been extremely helpful since they began. I find PayPal very easy and versatile to use for any payment or transfer. Reviewed on: 25th June 2025

Good Conpany

Easy to deal with and set up highly recommend Reviewed on: 25th June 2025

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