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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50671 reviews)

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4.91

Based on 50,671 reviews, last reviewed 14th Jun 2025

1830000% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have been using PayPal credit for some years The a... I have been using PayPal credit for some years The app is brilliant and hassle free and the range of options for payments are excellent Reviewed on: 14th June 2025

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50671)

Review of the PayPal, PayPal Credit:

Easy to request, use and pay back.

Easy to request, use and pay back. I don't find PayPal to be as fast as other services for payments to come through though, which feels annoying as it's all digital and feels unecessarily slow (when compared to other brands with similar financial products). Sometimes it's take 5 working days or more, which feels a bit long for online banking Reviewed on: 2nd June 2025

I have been using PayPal credit for some years The a...

I have been using PayPal credit for some years The app is brilliant and hassle free and the range of options for payments are excellent Reviewed on: 14th June 2025

Very easy to use, many years no issues

Very easy to use, had a account for many years no issues. Reviewed on: 14th June 2025

using it frequently, easy and fast to use

using it frequently, easy and fast to use Reviewed on: 14th June 2025

The service is simply exceptional.

The service is simply exceptional. They are prompt to assist with queries and complaints Reviewed on: 14th June 2025

Always had great customer service and overall experi...

Always had great customer service and overall experience outstanding Reviewed on: 14th June 2025

Should have a card too, enabling to purchase in shops.

Should have a card too, enabling to purchase in shops. Reviewed on: 14th June 2025

I have very bad experience

Paypal credit is not good idea I have very bad experience I got mobile from PayPal credit first month it takes the money from my bank automatically but next month they said it will charge you if I not pay the credit and it was more than I have to pay that was very bad. I consider it just a scam to make more money. Reviewed on: 14th June 2025

Prolem free transactions.

Prolem free transactions. Easy to manage. Reviewed on: 14th June 2025

Convenient & consistent.

Been using Paypal since Ebay first linked up with them. Always been convenient and consistent with me. Will continue to use in the future. Reviewed on: 14th June 2025

I received a refund to PayPal credit and now I have...

I received a refund to PayPal credit and now I have positive credit and I can’t move that money to normal account so I need to spend that money even if I don’t want to. Reviewed on: 13th June 2025

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