Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,557 reviews, last reviewed 10th Jun 2025
1820200% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

EASY TO SET UP - GREAT FOR PURCHASING SAFELY ONLINE EASY TO SET UP - GREAT FOR PURCHASING SAFELY ONLINE Reviewed on: 10th June 2025
Sam P's avatar
Sam P

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025
Florin's avatar
Florin

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50557)

Review of the PayPal, PayPal Credit:

Easy to request, use and pay back.

5
Easy to request, use and pay back. I don't find PayPal to be as fast as other services for payments to come through though, which feels annoying as it's all digital and feels unecessarily slow (when compared to other brands with similar financial products). Sometimes it's take 5 working days or more, which feels a bit long for online banking Reviewed on: 2nd June 2025

EASY TO SET UP - GREAT FOR PURCHASING SAFELY ONLINE

5
EASY TO SET UP - GREAT FOR PURCHASING SAFELY ONLINE Reviewed on: 10th June 2025

Very useful for 'Pay in Three' purchases.

5
Pay Pal always seems to work well for safe payments when making purchases. I like the facility to pay in instalments for something special. Reviewed on: 10th June 2025

I feel confident using PayPal to purchase items onli...

5
I feel confident using PayPal to purchase items online because if I experience problems PayPal has been able to sort the matter out efficiently and taken all the hassle out of my hands. I never purchase items now without using PayPal, gives me great peace of mind and makes shopping online a pleasant experience. Also sending money to friends and family is so easy and safe to use. Reviewed on: 10th June 2025

Excellent in every way especially in the times we al...

5
Excellent in every way especially in the times we all find ourselves in at the moment with shortages of money Reviewed on: 10th June 2025

PayPal, a quick solution

4
I have used PayPal for years, I found it very useful, but still thinking that should be more offers and payment options. Reviewed on: 10th June 2025

wary good i rec mind to all my friend

5
wary good i rec mind to all my friend Reviewed on: 9th June 2025

Fabulous service !

5
Fabulous service ! Any issues are rectified quickly. Handy app to make payments on and keep track of your balance.. Reviewed on: 9th June 2025

Have used PayPal for some years now and it has alway...

5
Have used PayPal for some years now and it has always been easy to use the service is good. It has made life much easier Reviewed on: 9th June 2025

Everything great.

5
Everything great. Very happy. Fast, efficient? Friendly service and staff. Everything easy. Reviewed on: 9th June 2025

I Always use PayPal at checkout if available gives y...

5
I Always use PayPal at checkout if available gives you security and great options for payments such as pay in 3 or credit options. Reviewed on: 9th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products