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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50650 reviews)

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4.91

Based on 50,650 reviews, last reviewed 13th Jun 2025

1828200% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

keeping your financial details safe I regularly use PayPa and paypal credit. I like the security of not having to input my card details on multiple sites and the ease of doing it via Pay... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50650)

Review of the PayPal, PayPal Credit:

Easy to request, use and pay back.

Easy to request, use and pay back. I don't find PayPal to be as fast as other services for payments to come through though, which feels annoying as it's all digital and feels unecessarily slow (when compared to other brands with similar financial products). Sometimes it's take 5 working days or more, which feels a bit long for online banking Reviewed on: 2nd June 2025

keeping your financial details safe

I regularly use PayPa and paypal credit. I like the security of not having to input my card details on multiple sites and the ease of doing it via PayPal where my details are already stored. It great that PayPal give me the option of using Authenticator to secure my PayPal account as an extra layer of security. When I’ve had an issue with payments previously (due to computer issue when purchasing) PayPal we’re understanding, helpful, and gave me time to sort it out. I love being able to buy big purchases and spread the cost at no extra cost if you keep to the 4 months. They also offer rewards for referring friends and family but most people already use them! What’s not to like? Reviewed on: 13th June 2025

It’s just good for spreading payment and buying anyt...

It’s just good for spreading payment and buying anything online as it’s taken by most providers. Would recommend strongly. Reviewed on: 13th June 2025

It’s been great overall, never had any issues!

It’s been great overall, never had any issues! Reviewed on: 13th June 2025

Straightforward but slight inconsiderate

Straightforward and simple, only inconvenience when using PayPal to pay online is how slow it can be to connect PayPal. I do feel like this could be a lot quicker and smoother especially with Face ID and using the authentication app. Apart from this, no issues whatsoever with paypals service. Reviewed on: 13th June 2025

PayPal help me save money.

PayPal help me save money. Help me also to send money to my colleague and family. Reviewed on: 12th June 2025

Paypal credit

Easy to apply fast decision Variety of online retailers to use Reviewed on: 12th June 2025

Great visibility and flexibility

Offers customers a flexible and affordable series of payment options which benefit both sellers and customers. Highly valued provider coupled with excellent availability, my "go to" provider. Reviewed on: 12th June 2025

So far, so brilliant.

So far, so brilliant. I have been using Paypal over 5 years now and I have no qualms and issues unresolved. So far, so brilliant. Reviewed on: 12th June 2025

Great app

The app works very well and the payment and credit options are very good. Reviewed on: 12th June 2025

I like the benefits of been able to spread the cost...

I like the benefits of been able to spread the cost in to 3 with 0% interest free, this really has helped me out but I do miss the old PayPal where you could purchase an item and pay back 6 months later @ 0% interest and also you had split in to 4 which has also sadly gone. Reviewed on: 12th June 2025

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