Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,680 reviews, last reviewed 15th Jun 2025
1830900% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service easy to understand statements and... Excellent service easy to understand statements and make payments or direct debit Reviewed on: 15th June 2025
Jason B's avatar
Jason B

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025
Saurabh A's avatar
Saurabh A

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50680)

Review of the PayPal, PayPal Credit:

0% finance you can use again and again!

5
Fantastic service that is quick and easy to use for purchases over £99+. Offering 0% finance for 4 months helps spread the cost making gift / bigger purchases easier. Cannot fault the service - any issues can quickly be raised in the Message Centre with a prompt reply and resolution. Reviewed on: 13th June 2022

Excellent service easy to understand statements and...

5
Excellent service easy to understand statements and make payments or direct debit Reviewed on: 15th June 2025

PayPal is a safe way to purchase items

5
I always use PayPal because is a safe way to purchase items on the internet Reviewed on: 15th June 2025

Very easy to use and a good way to extend payment pe...

5
Very easy to use and a good way to extend payment periods. Reviewed on: 15th June 2025

simple and straightforward

5
PayPal provides a simple and straightforward solution to my short term financial requirements. It also ensures I feel secure when purchasing goods and services online Reviewed on: 15th June 2025

Brilliant

5
PayPal credit has helped me on numerous occasions to get something l need or that break away and the 4 month interest free is so helpful. Reviewed on: 15th June 2025

Great customer service

5
If I’ve had to get on touch with PayPal my query has been dealt with very quickly Reviewed on: 15th June 2025

Paypal Credit does the job.

5
Paypal Credit does the job. It's useful to be able to access the offers that they give you, as long as you otherwise keep in mind to remain financially prudent of course. If you are easily lured by offers of cheap credit then this is probably not recommended. Reviewed on: 15th June 2025

Great work Paypal

5
Use for normal payments and for credit sometimes always reliable and helpful Reviewed on: 14th June 2025

I am happy helpful i use credit for by from Ebay.

5
I am happy helpful i use credit for by from Ebay. Good to give you money back guarantee. I trust PayPal. THAKS . Reviewed on: 14th June 2025

I have been using PayPal credit for some years The a...

5
I have been using PayPal credit for some years The app is brilliant and hassle free and the range of options for payments are excellent Reviewed on: 14th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 20043 reviews
    PayPal
  • Payment Provider

    from PayPal 4.92 from 3597 reviews
    PayPal
    View all products