Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 22,351 reviews, last reviewed 25th Aug 2025
5668% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025
Jason 's avatar
Jason

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (22351)

It’s been a great experience and I will keep using t...

5
It’s been a great experience and I will keep using the app.it has helped me to split my payments with ease Reviewed on: 11th June 2024

I have been charged late payment fee without warning.

5
I have been charged late payment fee without warning. If there is a payment needs to be paid it would be nice a warning mail twice at least to make sure the person is not forget that. Second thing if it's less than £50 pound chargin £12 late payment fee it's not fair I believe. Reviewed on: 11th June 2024

Good information

4
The app is good, gives you what you owe and your payments Reviewed on: 11th June 2024

Useful way to balance buying over 3 months

5
Useful way to balance buying over 3 months Reviewed on: 11th June 2024

Great service safe and easy to use!

5
Great service safe and easy to use! Reviewed on: 11th June 2024

I feel safe paying using PayPal

5
I have always used paypal and I feel safe paying for things when I use paypal because I know they keep my money and personal information safe. Reviewed on: 11th June 2024

Easy and affordable and help me with my budget

5
Easy and affordable and help me with my budget Reviewed on: 11th June 2024

Very helpful option

5
I love pay in 3 option - I also wish it could be available in other countries like China. It's very helpful to not pay the full amount at once for goods,clothing,unexpected expenses or on special occasions like Christmans . Reviewed on: 11th June 2024

Never have a problem when using paypal

5
Never have a problem when using paypal Reviewed on: 11th June 2024

PayPal excellent for payments to traders

5
PayPal excellent for payments to traders and spreading cost over short periods Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.91 from 50806 reviews
    PayPal
  • Payment Provider

    from PayPal 4.91 from 3600 reviews
    PayPal
    View all products