Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 22,351 reviews, last reviewed 25th Aug 2025
5668% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025
Jason 's avatar
Jason

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (22351)

Spread the payment over longer time

5
Use it all the time to spread payments into easy pay amounts. I was concerned about refund but handled quickly and payments re adjusted excellent service Reviewed on: 11th June 2024

I have never experienced any problems with Paypal

5
I have never experienced any problems with Paypal and always had refunds delivered on time. Reviewed on: 11th June 2024

Effective and efficient

5
Easy to use and manage, value for money, effective and efficient Reviewed on: 11th June 2024

Amazing!

5
Pay in 3 has helped me pay of a lot of things when I haven’t had the money to pay for them at once. Being able to spread the cost over 3 months has put my mind at easy. Really helpful! Reviewed on: 11th June 2024

No problems.

5
No problems. Good communication. Always receive emails to let you know when the payments are due Reviewed on: 11th June 2024

Nice and Easy

5
Always a pleasant experience nice and simple Reviewed on: 11th June 2024

Paypal pay in 3 makes me less guilty in buying thing...

5
Paypal pay in 3 makes me less guilty in buying things out of a spur Reviewed on: 11th June 2024

Pay in 3 is been helping me a lot to buy stuffs I need.

5
Pay in 3 is been helping me a lot to buy stuffs I need. Reviewed on: 11th June 2024

It’s been great for business transactions, customer...

5
It’s been great for business transactions, customer service is always easy to reach and such good communication honestly. Reviewed on: 11th June 2024

Very simple , safe route for payments

5
Very simple , safe route for payments Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.91 from 50804 reviews
    PayPal
  • Payment Provider

    from PayPal 4.91 from 3600 reviews
    PayPal
    View all products