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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.72 (1128 reviews)

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4.82

Based on 1,128 reviews, last reviewed 12th Mar 2025

56900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

85%

11%

Latest highest rating:

5

It was easy to open an online savings account. It was easy to open an online savings account. Interest rates were good. Easy access with the Freedom account should we need the money. Reviewed on: 12th March 2025

Latest lowest rating:

1

Very poor service RCIs total inability to manage my maturity instructions leading up to and after my fixed bond maturing has left me out of pocket. I can’t have been le... Read more Reviewed on: 23rd November 2023

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (1128)

Review of the RCI Bank, Fixed Term Savings Account:

Incorrect interest rate being shown and used on my savings account

Opened a new fixed rate (4.85%) 2 year saver on 15th Nov. Successfully funded by 19th November. After 2 days of trying to get into the online system, finally logged in, only to find interest rate quoted as 4.75%. No response to phone calls, so have emailed querying this rate issue. No response after 6 weeks and 6 emails. First monthly interest payment have arrived in my account, but yet again, the interest rate calculates as 4.46%. Still no response to phone calls, or emails. Very disappointing. Reviewed on: 20th December 2022

It was easy to open an online savings account.

It was easy to open an online savings account. Interest rates were good. Easy access with the Freedom account should we need the money. Reviewed on: 12th March 2025

Good rates, excellent service.

Good rates, excellent service.Trustworthy bank Reviewed on: 12th March 2025

Good bank to save with excellent for online banking

Good bank to save with excellent for online banking Reviewed on: 12th March 2025

I have just the right amount of contact with RCI.

I have just the right amount of contact with RCI. I speak or write to them, when necesary and they are always helpful. Reviewed on: 12th March 2025

Savings Rates.

Good savings rates and easy access to accounts. Reviewed on: 12th March 2025

First rate savings organisation.

I have had savings with RCI for a number of years and have found investments to have increased considerably in that time. Their customer services are second to none- hence I am most pleased that I moved savings to them. Reviewed on: 12th March 2025

Trouble Free

Transactions are simple and advice is courteous and helpful Reviewed on: 12th March 2025

very efficient call centre and you talk to a human.

very efficient call centre and you talk to a human. Reviewed on: 12th March 2025

Simply the best

Good communication and excellent service. simple set up for accounts. Reviewed on: 12th March 2025

Safe home for my savings.

Safe home for my savings. Very approachable customer service service. Reviewed on: 12th March 2025

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