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Vanquis : Credit builder credit card reviews

4.77
Based on 19,893 reviews, last reviewed 8th Aug 2025
62% decrease in 5 star reviews
in the past 90 days
70% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Friendly and reliable service, repayments are good. Friendly and reliable service, repayments are good. Reviewed on: 8th August 2025
Ellen H's avatar
Ellen H

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19893)

I had to freeze my account due to personal reasons a...

5
I had to freeze my account due to personal reasons and they were so helpful and sympathetic and kept checking i was ok! Reviewed on: 2nd May 2024

Vanquis are always polite at resolving any...

5
Vanquis are always polite and quick at resolving any queries you may have. The rates and credit limit are fair and I would highly recommend. Reviewed on: 2nd May 2024

Vital financial help when you need it most

5
Many years ago when I had financial troubles, Vanquis was there to help get me back on track. With their help I got back my credit rating cleared my debts and gained a credit rating of excellent. There when needed! Reviewed on: 2nd May 2024

Excellent service.

5
Excellent service. Had a problem with an unknown payment. They dealt with it professionally and promptly. Absolutely fantastic credit card and bank company Reviewed on: 2nd May 2024

A everyday life and use easy to pay bank on the app...

5
A everyday life and use easy to pay bank on the app or post office Reviewed on: 2nd May 2024

It as all been good even with a fraudulent clam they...

5
It as all been good even with a fraudulent clam they sorted it all out for me Reviewed on: 2nd May 2024

It is there when you desperate but it will drown you

4
Ale rates are killing my budget. Reviewed on: 2nd May 2024

Good Customer Service

5
I know you can call at anytime and their advisors are very helpful Reviewed on: 2nd May 2024

An uncomplicated choice, highly recommend

5
Client support is second to none, clear and concise. They have come a long way with their technology also. The app is super easy to work around and makes payments. Reviewed on: 2nd May 2024

Great card

5
I got the credit card for emergencies and also to bump up my credit score and it has helped so much with both! Reviewed on: 2nd May 2024

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