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Vanquis : Credit builder credit card reviews

4.78
Based on 19,907 reviews, last reviewed 18th Sep 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025
Felix A's avatar
Felix A

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19907)

I have more than 5 years with Vanquis,any time i hav...

5
I have more than 5 years with Vanquis,any time i have problem it’s been attended professionally,all the problems and advises are addressed in a polite way that makes you feel comfortable to understand,thank you Vanquis in accommodating me. Reviewed on: 2nd May 2024

Always a good experience.

5
Always a good experience. Never had any problems Reviewed on: 2nd May 2024

Excellent way of building your credit rating.

5
Excellent way of building your credit rating. Their app is excellent and they have great tools to help you. Reviewed on: 2nd May 2024

Straight forward usage and information on My account...

5
Straight forward usage and information on My account makes it easier for me to keep control of my credit. Reviewed on: 2nd May 2024

Amazing service

5
I had a dispute with Amazon with an item that was stolen when I returned it via Royal Mail and I paid via my vanquish credit card. After making a charge back claim, the customer service team were fantastic and my claim was approved and vanquish refunded me Reviewed on: 2nd May 2024

I ave been with you for several years and you hajus...

2
I have been with you for several years and you hajusþ increased my interest rate which doesn't encourage me to use my card Reviewed on: 2nd May 2024

They give you plenty of notice when payment is neede...

4
They give you plenty of notice when payment is needed no bad experience with them at all once ordered something online it didn't arrive they refunded money Reviewed on: 2nd May 2024

Customer service are really helpful and friendly

5
Customer service are really helpful and friendly Reviewed on: 2nd May 2024

Would recommend this card x

5
Very easy to use and the notifications make sure you are aware of your spending Reviewed on: 2nd May 2024

Good five years ago,surpassed by others

3
One of the highest rate on the market,customer service hard to connect with and communication poor.Excellent app though. Reviewed on: 2nd May 2024

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