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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19907 reviews)

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4.78

Based on 19,907 reviews, last reviewed 18th Sep 2025

95% decrease in 5 star reviews

in the past 90 days

98% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19907)

friendly staff.

Ease of use helpful friendly staff but i think the APR is to high it would be much better if it was lower' Reviewed on: 2nd May 2024

I have a great experience and will continue with the...

I have a great experience and will continue with the service for further years to come! Reviewed on: 2nd May 2024

Outstanding experience

I recently acquired the this Credit Card, and I must say, it has exceeded all my expectations! From the moment I applied, the process was seamless and swift, providing Niraj Mulani with a hassle-free experience. The online application was user-friendly, and I received approval within minutes. One of the standout features of this card is its rewards program. Niraj Mulani earns points on every purchase, and the variety of redemption options is impressive. Whether it's cashback, travel rewards, or merchandise, there's something for everyone. Plus, the points accumulate fast, allowing me to enjoy the benefits sooner rather than later. Another aspect I appreciate is the card's security measures. With features like fraud monitoring and zero-liability protection, I feel confident using it for both everyday purchases and online transactions. The peace of mind knowing that my financial information is safeguarded is invaluable. Moreover, the customer service provided by this Credit Card is top-notch. Any queries or concerns Niraj Mulani has had were addressed promptly and courteously by their knowledgeable support team. It's evident that they prioritize customer satisfaction, which is refreshing in today's world. Furthermore, the card offers additional perks such as complimentary insurance coverage and exclusive access to events. These extras add significant value and enhance the overall experience of being a cardholder. In conclusion, I wholeheartedly recommend the this Credit Card to anyone in search of a reliable, rewarding, and secure credit card. It has truly made managing my finances more convenient and enjoyable. Thank you, For this Credit Card , for providing such an excellent product and service! Reviewed on: 2nd May 2024

Been a customer for over 10 are more and I have no p...

Been a customer for over 10 are more and I have no problem with them they are very quick to deliver transfer when u need it Reviewed on: 2nd May 2024

Been with vanquis over 4 years.

Been with vanquis over 4 years.never an issue and great customer service 5☆ Reviewed on: 2nd May 2024

Normally experience with very high interest

Normally experience with very high interest Reviewed on: 2nd May 2024

My experience has always been very positive, followi...

My experience has always been very positive, following relocating back home after 30 years in Essex thing are a little tight right now so only making minimum payments but no hassle from Vanquis regarding this, but things set to improve which I am looking forward to making increased payments Reviewed on: 2nd May 2024

Excellent service received when taking to an advisor

Excellent service received when taking to an advisor Reviewed on: 2nd May 2024

Transparent and Honest

Great company who operate on a completely transparent basis. They have certainly helped me over the years. Reviewed on: 2nd May 2024

A game changer for credit building

I had faced several rejections before obtaining my Vanquis card, but thankfully they gave me a chance and it proved to be incredibly helpful in building my credit score. Now, even though I have the opportunity to apply for other credit cards, I am content with my Vanquis card and have no intention of seeking alternatives. The customer service provided by Vanquis is highly commendable, as they promptly and efficiently address any questions or concerns I may have. Reviewed on: 2nd May 2024

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