Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,907 reviews, last reviewed 18th Sep 2025
99% decrease in 5 star reviews
in the past 90 days
98% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025
Felix A's avatar
Felix A

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19907)

Brilliant service for first time with a credit card

5
Since day one iv had a very good experience using Vanquis, the reminders for repayments are very helpful and if iv needed to speak to customer services they are very friendly and helpful. Would highly recommend to friends and family! Reviewed on: 2nd May 2024

Vanquis has helped to regain a positive credit ratin...

5
Vanquis has helped to regain a positive credit rating and have been helpful whenever I have had a problem. They have given me confidence in how to use credit card Reviewed on: 2nd May 2024

Vanquis was the card that I first got after finishi...

5
Vanquis was the card that I first got after finishing a iva and I found the credit limit an easy start on building up my credit history and the app made payments all so easy. Reviewed on: 2nd May 2024

No reason sorry can't think of anything else to say...

5
No reason sorry can't think of anything else to say Reviewed on: 2nd May 2024

Vanquis on hand

5
Vanquis is a fantastic card to have ‘ with very professional staff on hand when needed . I would recommend everyone to apply and get a card . Reviewed on: 2nd May 2024

The app is very easy to use

5
The app is very easy to use, the visual aspect makes it really easy to see how much you’ve spent, including transactions that haven’t completed yet. There aren’t any options for speaking to someone through chat. There are options to increase credit which can be useful. Reviewed on: 2nd May 2024

Good customer service easily accessible

4
Good customer service easily accessible Reviewed on: 2nd May 2024

I used vanquis to improve my credit rating.

5
I used vanquis to improve my credit rating. From the minute I took it out to now it has been nothing but fantastic Reviewed on: 2nd May 2024

Was charged less interest than other credit card i h...

5
Was charged less interest than other credit card i had and the limits increased quickly Reviewed on: 2nd May 2024

A card you can always depend on

5
I have been a vanquish customer for 8 years , customer services are first class , any queri answered instantly , credit limited and credit building first class . I would recommend vanquish credit card to anyone Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Vanquis Savings

    from Vanquis 5.00 from 3 reviews
    Vanquis
  • Loans

    from Vanquis 4.91 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.81 from 9 reviews
    Vanquis
    View all products