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Vanquis : Credit builder credit card reviews

4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
99% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19909)

always understandind and resonable rates

5
always understandind and resonable rates Reviewed on: 2nd May 2024

Excellent service , the customer service team were v...

5
Excellent service , the customer service team were very helpful Reviewed on: 2nd May 2024

Vanquis is brilliant

5
Vanquis is brilliant at helping keep track of your spending and the app is brilliant and easy to use and make payments would recommend to any Reviewed on: 2nd May 2024

Excellent service works well, i dont have anything n...

5
Excellent service works well, i dont have anything negative to say, i am very happy with my account. Reviewed on: 2nd May 2024

The card has been incredible for myself as a student...

5
The card has been incredible for myself as a student due to the low interest rate. Reviewed on: 2nd May 2024

When others said NO - VANQUIS said YES

4
Provided me with a credit card when other providers said no. Really helped me out in time of need! Thank you! Reviewed on: 2nd May 2024

First ever credit card.

5
First ever credit card. Process took a while but it's been plain sailing since. Can't fault the service. Reviewed on: 2nd May 2024

Building my credit rate

5
I took on vanguis to assist me in building my credit rating. Which I have achieved Reviewed on: 2nd May 2024

I can recommend vanquis to all of my friends

5
Excellent and good experience that I have with vanquis since have been with them Reviewed on: 2nd May 2024

I found Vanquis credit card good to use , the App is...

3
I found Vanquis credit card good to use , the App is easy to log into , no issues there .the interest rate was good to start but then started going up a bit so I was a bit disappointed there . Reviewed on: 2nd May 2024

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