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Vanquis : Credit builder credit card reviews

4.78
Based on 19,907 reviews, last reviewed 18th Sep 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025
Felix A's avatar
Felix A

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19907)

Excellent service.

5
Excellent service. Keep credit limit under review and communicate when eligible for increase. Reviewed on: 1st May 2024

By paying through vanquish I can clear my bills easi...

5
By paying through vanquish I can clear my bills easily in correct time. I am very much happier with this. I and my family members are very much happier with this card. Reviewed on: 1st May 2024

Excellent card for building credit would recommend

5
Excellent card for building credit would recommend Reviewed on: 1st May 2024

Easy to understand your contract and payment arrange...

5
Easy to understand your contract and payment arrangements. Reviewed on: 1st May 2024

Vanquis have been very understanding in my time of u...

4
Vanquis have been very understanding in my time of using them. Never presured me into anything, for that I am greatful. Thank you. Reviewed on: 1st May 2024

Good customer service.

5
Good customer service. Quick and easy process Reviewed on: 1st May 2024

Serves a purpose

4
Low credit limits, suppose that's the nature of the card and customer,had my card for nearly 5years not had one increase Reviewed on: 1st May 2024

Good all round card to have.

5
Good all round card to have. Monthly payments are affordable. Easy to use app. Reviewed on: 1st May 2024

Very good credit company although they offer more cr...

5
Very good credit company although they offer more credit they do not push Reviewed on: 1st May 2024

no way of contacting non phone to even request reaso...

2
no way of contacting non phone to even request reasonable adjustments so questionable on its compliance with equality act from theremalone.one occasion increased credit without my consent and as above no way to correct this and struggling to pay it off, again now way to contact them no phone. Reviewed on: 1st May 2024

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