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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
18% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40270)

Review of the Zopa, Credit card:

Excellent and professional good value

5
Excellent and professional good value Reviewed on: 17th January 2025

I’m very happy with services received from Zopa and...

5
I’m very happy with services received from Zopa and I highly recommend Reviewed on: 28th April 2025

Credit Card with a difference

5
Easy to use friendly staff pleasure to use Reviewed on: 28th April 2025

Very efficient and charges are reasonable

5
Very efficient and charges are reasonable Reviewed on: 28th April 2025

Zopa - A cut above the rest !

5
I have a Zopa card to help build my credit score and it’s been fantastic, I get emails when payments are due, clear interest amounts and helpful customer service. They also offer help and advice on other products they have as well as any benefits I may be eligible for. Great service. Reviewed on: 28th April 2025

Easy to use good communication trustworthy affordabl...

5
Easy to use good communication trustworthy affordable payments Reviewed on: 28th April 2025

Very good service would recommend to family and frie...

5
Very good service would recommend to family and friends. Reviewed on: 28th April 2025

Great customer service and fabulous online support

5
Great customer service and fabulous online support Reviewed on: 28th April 2025

ZOPA staff provided me with an excellent service aft...

5
ZOPA staff provided me with an excellent service after a scammer tried to use my personal details x I was treated with empathy and reassurance that it wasn’t my fault and issued a new card promptly x Reviewed on: 28th April 2025

Always great service and prompt, reliable

5
Always great service and prompt, reliable Reviewed on: 28th April 2025

Excellent Credit Card .

5
Credit card app so easy to use & access. Keep in control of your purchases & pay online. Help whenever you require it. Excellent customer service. Reviewed on: 28th April 2025

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