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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
18% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40270)

Review of the Zopa, Credit card:

Excellent and professional good value

5
Excellent and professional good value Reviewed on: 17th January 2025

I have never had any issues with the service I recei...

5
I have never had any issues with the service I received Reviewed on: 28th April 2025

9 out of 10

5
All good nothing to complain at all very positive experience so far Reviewed on: 28th April 2025

Best credit card in the UK easy to build up credit s...

5
Best credit card in the UK easy to build up credit score and now a account I can use for my everyday purcheses. And saving intrest is just iceing on the cake Reviewed on: 28th April 2025

I have the credit card now for almost 5 years and ne...

5
I have the credit card now for almost 5 years and never had any issues. Every details, terms and conditions are clear to understand Reviewed on: 28th April 2025

Very Easy to apply .

5
Very Easy to apply . Very good credit. Low rate interest. Reviewed on: 28th April 2025

Everything is straight forward.

5
Everything is straight forward. Transactions are very easy and clear. Reviewed on: 28th April 2025

Very good

4
Easy to apply for and fast arriving Reviewed on: 28th April 2025

Very good service.

5
Very good service. I am very happy. Reviewed on: 28th April 2025

Good customer service very helpful advice quick at s...

5
Good customer service very helpful advice quick at sorting out any problems you may have Reviewed on: 28th April 2025

What I can say is Good and reliable service

5
What I can say is Good and reliable service Reviewed on: 28th April 2025

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