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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

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4.93

Based on 40,270 reviews, last reviewed 12th Jun 2025

17% decrease in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I can't believe how easy and hassle free to apply fo... I can't believe how easy and hassle free to apply for a credit card with them. Love the colour of the credit card Reviewed on: 12th June 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40270)

Review of the Zopa, Credit card:

Simple and effective

When I applied for my credit card, I was approved very quickly without any complications and was sent my card and details without delay. Since then, it has been very simple to manage my account, with regular communication from Zopa, monthly statements and the ease of arranging the minimum payment to roll month to month. Zopa also give tips on how to improve your financial picture, for example, your borrowing power, and then provide recommendations for credit. Reviewed on: 21st February 2023

Great service.

Great service. User friendly app Reviewed on: 29th April 2025

Reasonable interest rate.

Reasonable interest rate. Good for people with a poor credit score, to help rebuild Reviewed on: 29th April 2025

Good customer service .

Good customer service . Very friendly and polite . Reviewed on: 29th April 2025

I find zopa an excellent credit card.

I find zopa an excellent credit card.excelllent company Reviewed on: 29th April 2025

Easy to use app and easy to follow instructions .

Easy to use app and easy to follow instructions . Helpful with the savings part Reviewed on: 29th April 2025

Very easy to apply, app easy to navigate

Very easy to apply, app easy to navigate Reviewed on: 29th April 2025

Zopa is a great card.

Zopa is a great card. No bother using it on app. Looks after me 100% Reviewed on: 29th April 2025

From start to finish absolutely perfect

From start to finish absolutely perfect Reviewed on: 29th April 2025

Great customer service and excellent customer commun...

Great customer service and excellent customer communication Reviewed on: 29th April 2025

Simply the best

The whole process is so quick and easy, from application to receiving my credit card. I like that I can track my transactions easily and regular communication is an absolute bonus Reviewed on: 29th April 2025

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