Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

View other Zopa products

4.93

Based on 40,270 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40270)

Review of the Zopa, Credit card:

Easy company to use.

Easy company to use. App easy to use statements are easy to read Reviewed on: 31st March 2025

Easy to use facilities and excellent customer servic...

Easy to use facilities and excellent customer service will definitely be keeping my account Reviewed on: 29th April 2025

An excellent credit card provider

From the application stage through to the arrival of the physical card was a very quick and straightforward process. The accompanying App is superb, intuitive and clear. The Zopa Customer Service Staff are superb, interested, professional and highly knowledgeable. The interest rate is very fair. Reviewed on: 29th April 2025

Top notch company

Easy to work with an customer service good plus rates good Reviewed on: 29th April 2025

Easy to use, information is available at all times

Easy to use, information is available at all times Reviewed on: 29th April 2025

Quality service

I have always had good service with Zopa and they keep me updated with everything I need to know. The online banking app is excellent and provides easy access to my account. Their customer service is very supportive when I had to call and resolved my query instantly. Reviewed on: 29th April 2025

Very easy to understand and work with

Very easy to understand and work with Reviewed on: 29th April 2025

I love to use zopa credit card for my daily use.

I love to use zopa credit card for my daily use. Reviewed on: 29th April 2025

Transparent and easy to use.

Transparent and easy to use. Good communication when required Reviewed on: 29th April 2025

Good I used to nice I hope use everyone

Good I used to nice I hope use everyone Reviewed on: 28th April 2025

Zopa has always provided me with great products and...

Zopa has always provided me with great products and service the app is fantastic at keeping my spending under control and giving me information Reviewed on: 28th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from M&S Bank - Marks and Spencer 2.73 from 186 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews
Clubcard credit cards
from Tesco Bank 3.97 from 318 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Personal loan
from Zopa 4.94 from 65248 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub