Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 65,248 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025
Mark W's avatar
Mark W

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (65248)

Review of the Zopa, Personal loan:

All good and as expectant from a 5x com9any

5
All good and as expectant from a 5x com9any Reviewed on: 23rd April 2025

Dealing with Zopa was very quick and easy applied th...

5
Dealing with Zopa was very quick and easy applied through the app , got a response very quickly and the foods were available very quickly . I would use Zopa again Reviewed on: 26th April 2025

Quick and easy to deal with on the app makes it easy...

5
Quick and easy to deal with on the app makes it easy for me to keep track of what I’ve paid back Reviewed on: 26th April 2025

Organising the loan was easy and straightforward.

5
Organising the loan was easy and straightforward. And payments, etc. are seamless Reviewed on: 26th April 2025

Amazing Customer Care

5
Interest rates are not high and customer service is excellent and exceptional Reviewed on: 26th April 2025

Great services

5
Great customer services make you feel relevant. Always happy to help you Reviewed on: 26th April 2025

5 stars app

5
an easy loan with a very favorable interest rate I recommend Reviewed on: 26th April 2025

Great for building plus more.

5
Help build credit rating, started with a card, then a loan, offered everything now, still using for great rates, now having saving with them aswell. Thanks neil Reviewed on: 26th April 2025

Easy loan

5
Easy to arrange documentation clear and easy to understand Reviewed on: 26th April 2025

Great experience from start to finish

5
The whole experience has been simple and efficient and very much hassle free. Reviewed on: 25th April 2025

Really easy to get a quote online with personal rate...

5
Really easy to get a quote online with personal rates, paid loan into account within hours, really good experience Reviewed on: 25th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 5.00 from 2 reviews
    Zopa
  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
    View all products