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Zopa: Personal loan reviews

4.94
Based on 65,248 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025
Mark W's avatar
Mark W

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (65248)

Review of the Zopa, Personal loan:

extremely friendly service

5
Very reliable loan service which doesn't charge much interest rate compare to others Reviewed on: 3rd June 2017

Excellent rates.

5
Excellent rates and wast to use app. Definitely recommend this provider. Reviewed on: 25th April 2025

Very good service straightforward definitely do busi...

5
Very good service straightforward definitely do business with them again Reviewed on: 25th April 2025

Very informative about products I have never had any...

5
Very informative about products I have never had any issues app easy to navigate Reviewed on: 25th April 2025

Straight forward and easy to understand products wou...

5
Straight forward and easy to understand products would highly recommend Reviewed on: 25th April 2025

Good lender

5
Very quick and easy process and excellent app. Reviewed on: 25th April 2025

Excellent service.

5
Excellent service. Easy to use app Reviewed on: 25th April 2025

Very reliable and straightforward application

5
Very reliable and straightforward application Reviewed on: 25th April 2025

Very easy time use app, quick and efficient to borro...

5
Very easy time use app, quick and efficient to borrow money and regular updates recieve. Reviewed on: 25th April 2025

First class loan company

5
Very helpful team and easy to contact Reviewed on: 25th April 2025

My experience was great money in my bank very fast...

5
My experience was great money in my bank very fast Reviewed on: 25th April 2025

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