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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

75% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (65249)

Review of the Zopa, Personal loan:

So Helpful.

Website easy to use, un-intimidating, friendly and not at all pushy. helped me in a tight spot without making me feel as though I had lost control. Reviewed on: 21st January 2022

Took a personal loan, good rate and fast payment

Took a personal loan, good rate and fast payment Reviewed on: 28th April 2025

Easy to apply decision in minutes and money paid ver...

Easy to apply decision in minutes and money paid very quickly into account once approved. Reviewed on: 28th April 2025

Zopa helped me when I needed a quick loan the money...

Zopa helped me when I needed a quick loan the money was in my account within three minutes. Absolutely fantastic service I recommend Zopa to anyone . Reviewed on: 28th April 2025

Fantastic service, fast and with great support , wit...

Fantastic service, fast and with great support , with good interest rates Reviewed on: 28th April 2025

Easy Application

I struggled to get a loan because of my age even though I had the income to pay with. They were amazing and made the application so easy and verified a couple of details and within two days I had my loan. Very organised. Reviewed on: 28th April 2025

Easy to use, helpful, informative

Easy to use, helpful, informative Reviewed on: 28th April 2025

Its a great credit card with great service

Its a great credit card with great service Reviewed on: 28th April 2025

Very fast response to any enquiry.

Very fast response to any enquiry. Fair loan repayments. Reviewed on: 27th April 2025

Excellent Customer Service

Simple and efficient loan application Reviewed on: 27th April 2025

Excellwnt

Excellent, easy process and app easy to use very clear Reviewed on: 27th April 2025

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