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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Consolidation

Very helpful and patient lady, I had a bit of technical difficulties with my application and she guided me through Reviewed on: 4th March 2024

Easy to administer and apply for.

Easy to administer and apply for. Clear communication. Can pay back early. Reviewed on: 4th March 2024

Fantastic process throughout.

Fantastic process throughout. Great app too Reviewed on: 4th March 2024

Very quick decision when I requested a loan.

Very quick decision when I requested a loan. Reviewed on: 4th March 2024

Best one.

Best one. A service you can trust Reviewed on: 4th March 2024

Had a few loans with Zopa always been a good experie...

Had a few loans with Zopa always been a good experience Reviewed on: 4th March 2024

Very quick acceptance

Very easy to use app and the ability to get a quick answer would highly recommend to friends and family. Reviewed on: 4th March 2024

Good experience all round.

Good experience all round. Excellent app, very transparent. I’ve been happy with my experience. Reviewed on: 4th March 2024

Fast efficient service made the whole process easy a...

Fast efficient service made the whole process easy and stress free at a time when we all need it. Reviewed on: 4th March 2024

So easy to arrange, absolutely great customer servic...

So easy to arrange, absolutely great customer service, I would recommend to anyone thinking of arranging insurance, or a loan to go to Zopa first. Reviewed on: 4th March 2024

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