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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Personalised loan..

Easy access to get personal loan, approved quickly and efficiently by friendly staff. Reviewed on: 4th March 2024

Loan Application

I completed an application form for a loan and within 20 minutes it was approved and in my bank. Reviewed on: 4th March 2024

Zopa gold

Quick and efficient, with excellent customer service. I cannot recommend high enough. Reviewed on: 4th March 2024

Easy application process

The application process was very easy and there was great communication all throughout. I was kept informed of the progress and when the decision was made, the funds were paid quickly. Reviewed on: 4th March 2024

Personal loan

Easy and quick to apply. Great service. Highly recommended. Reviewed on: 4th March 2024

Quick and easy.

Quick and easy. Everything happened in good time. Zopa keep me up to date and remind me when the payment will be taken. Reviewed on: 4th March 2024

Poprosilem opozyczke i po zlozeniu dokumentow dostal...

Poprosilem opozyczke i po zlozeniu dokumentow dostalem wstepna zgode a nastepnie dostalem poproszony o dalsze informacje o zarobki itp Reviewed on: 4th March 2024

Very good, user friendly and efficient

Very good, user friendly and efficient Reviewed on: 4th March 2024

Demonstrates the best of financial services.

Consistantly supportive with regular communication on the state of my loan Reviewed on: 4th March 2024

My experience

I have had no problems from the start it was all straightforward Reviewed on: 4th March 2024

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