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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

In a word, easy

Easy application, quick decision, prompt deposit and clear details on your repayment programme. Reviewed on: 4th March 2024

nice experience and received the loan within an hour.

nice experience and received the loan within an hour. Reviewed on: 4th March 2024

A brilliant company to deal with, always very friend...

A brilliant company to deal with, always very friendly and helpful Reviewed on: 4th March 2024

Excellent service quick and efficient from start to...

Excellent service quick and efficient from start to finish Reviewed on: 4th March 2024

No hassle and the funds were in your bank really qui...

No hassle and the funds were in your bank really quick would highly recommend Zopa the staff were also very efficient and professional Reviewed on: 4th March 2024

GREAT COMPANY

VERY EASY TO APPLY FOR A LOAN, VERY QUICK RESPONSE FROM COMPANY. Reviewed on: 4th March 2024

Straight forward process.

Straight forward process. From start to finish. Highly recommended. Reviewed on: 4th March 2024

Nice experience with you!

My experience with you was a very pleasant one. Last year I needed a quick loan for 12 months. I applied and after all the related checks, you approved my loan. I thank you for your help. You are the best. Kind regards. Reviewed on: 4th March 2024

No pressure to take out loan and very efficient appl...

No pressure to take out loan and very efficient application and no stress Reviewed on: 4th March 2024

Superb service money there in 5 mins

Superb service money there in 5 mins Reviewed on: 4th March 2024

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