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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Personal loan experience

Was really easy to apply and got back to me very quickly with a decision Reviewed on: 4th March 2024

Very happy

Very easy to apply and the process was so fast Reviewed on: 4th March 2024

Amazing!

Amazing! 11 out of 10. 30 min money in the bank. Reviewed on: 4th March 2024

Quick and efficient.

Quick and efficient. Polite and very helpful when I needed to speak to someone. Questions Dealt with a timely manner. Reviewed on: 4th March 2024

Great, helpful, supporting, what I ask they answered...

Great, helpful, supporting, what I ask they answered clearly Reviewed on: 4th March 2024

Easy to use and money in the bank.

Easy to use and money in the bank.in minutes Reviewed on: 4th March 2024

Very professional and efficient service am very imp...

Very professional and efficient service am very impressed with Zopa. Reviewed on: 4th March 2024

My experience has been brilliant.

My experience has been brilliant. Zopa has helped me with 3 loans, all at affordable repayment plans. I’d quite happily recommend them to anyone. Reviewed on: 4th March 2024

Best choice ever

Been taking with zopa multiple times , always took minutes to apply , get revieved , and approve. Money on Ur account not later then an hour after . App from zopa is Very user friendly , u can simply check uor loan logging thru it . Reviewed on: 4th March 2024

East to receive loan payment.

East to receive loan payment. Quick and easy to speak to someone to get assistance. App is very user friendly. Reviewed on: 4th March 2024

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