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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Excellent service

Excellent service and quick service too Reviewed on: 4th March 2024

I found the process very easy and stress free

I found the process very easy and stress free Reviewed on: 4th March 2024

Quick and easy service and fast funds trasfer

Quick and easy service and fast funds trasfer Reviewed on: 4th March 2024

No Issues

No issues or complications and have had several loans over the years. Reviewed on: 4th March 2024

Fast but expensive.

Fast but expensive. for the use I needed the price was not too much of an issue when I could get the loan that same day to consolidate debts into one payment. Reviewed on: 4th March 2024

Great experience.

Great experience. Really easy and clear. Reviewed on: 4th March 2024

First class service.

First class easy to see how.your loan is going 24 / 7. Easy to pay extra . Reviewed on: 4th March 2024

Simple and straightforward.

Hassle free and great rates. A simple application and an early decision. Plenty of contact with current info. Very professional. Reviewed on: 4th March 2024

they were really professional and helpful throughout...

they were really professional and helpful throughout the process of the loan Reviewed on: 4th March 2024

After talking to other loan providers I found Zopa t...

After talking to other loan providers I found Zopa to be fairer and up front . The decision was fast and quick payout. They keep me informed regularly . I’m very pleased with Zopa . Reviewed on: 4th March 2024

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