Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

View other Zopa products

4.94

Based on 65,249 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65249)

So easy to apply for a loan hassle free.

So easy to apply for a loan hassle free. Very professional staff friendly and helpful decision reached in a few days. It does what it says when you apply. Keeps you updated with your statements. Reviewed on: 4th March 2024

This is one of the best loan companies to use

This is one of the best loan companies to use Reviewed on: 4th March 2024

Quick response, informed decision before clicking ap...

Quick response, informed decision before clicking apply. Easy app navigation Reviewed on: 4th March 2024

Easy to apply, quick decision, easy to track money v...

Easy to apply, quick decision, easy to track money via app, great value gor money Reviewed on: 4th March 2024

Excellent service and quick sending the

Excellent service and very speedy Reviewed on: 4th March 2024

My application for a loan was made easy and dealt wi...

My application for a loan was made easy and dealt with swiftly. Reviewed on: 4th March 2024

Really exellent service.

Really exellent service. I really appreciate ZOPA. Reviewed on: 4th March 2024

A people oriented Company Very helpful and did...

A very people oriented Company Very helpful and did what they promised Their product was perfect for my needs Reviewed on: 4th March 2024

Seamless hassle free bank

Seamless hassle free bank, kept up to date and informed . Very professional and user friendly systems. Competitive rates would definitely use them again for other products and I would highly recommend them to other. Reviewed on: 4th March 2024

Managing Loan

Service has been really easy to use and provide clear and concise information on payments, and interest. Making overpayments has been straightforward. Reviewed on: 4th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Boom Community Bank 4.95 from 1089 reviews
Personal Loan
from Barclays 3.94 from 105 reviews
Personal Loan
from The Co-operative Bank 3.75 from 3 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub