Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 65,249 reviews, last reviewed 21st Sep 2025
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Outstanding company . Globalinvestigation.com is a trusted recovery company specializing in reclaiming stolen funds from scammers. Their dedicated team provides unwavering... Read more Reviewed on: 21st September 2025
Benson t's avatar
Benson t

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (65248)

Very thankful

4
Zopa were straight forward to deal with. Reviewed on: 30th June 2017

brilliant company

5
i am on second loan from Zopa had great service, I would recommend to anyone. Reviewed on: 30th June 2017

Best rate!

5
Best rate and quick handling time Great overall Reviewed on: 30th June 2017

Very likely

4
First class service quick and easy Reviewed on: 30th June 2017

Excellent efficient service

5
Very quick efficient service, from applying for the loan and the money in the bank was less than a week. Would highly recommend Reviewed on: 30th June 2017

fab loan company got my nephew to use very easy and helpful xx

5
Needed a loan quick to pay off my car brill rates took all the worries away xx Reviewed on: 30th June 2017

Great provider

5
Excellent service from start to finish. Reviewed on: 30th June 2017

Honest, very easy to check anything with the loan . AWSOME service 5*****

5
AWSOME 5***** AWSOME 5*****AWSOME 5***** Reviewed on: 30th June 2017

Best place ever for a easy load aplication

5
Nice and easy on line forms great to deal with fast service Reviewed on: 30th June 2017

Hmmm

4
Good flexibility with payments and extra payments Reviewed on: 30th June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 5.00 from 2 reviews
    Zopa
  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
    View all products