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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Easy and quick

Couldn't be easier to sign up, get approved, receive money, and have the direct debit set up. Reviewed on: 30th June 2017

Competitve loan. Easy to deal with

Easy. Quick very competitive rates. Faultless Reviewed on: 30th June 2017

Easy and quick service

We got a loan with Zopa to assist with out car purchase - the process was quick, straightforward and dealt with in a timely matter - would definitely recommend. Reviewed on: 30th June 2017

Good interest rate

Great rates, flexible - overpayments for example, easily accessible via the internet. Good service. Reviewed on: 30th June 2017

Competitive

Competitive rates and an easy process. Reviewed on: 30th June 2017

Quick and easy!

It was very easy to arrange on line, and the money was in my account - ready to pay for my new bathroom - really quickly. Repayments are going through smoothly. I am thoroughly satisfied with Zopa - a pain free way to borrow. Reviewed on: 30th June 2017

Quick & Easy!

Really simple and quick to apply and get a loan. No problems whatsoever with payments and contact. Highly recommend. Reviewed on: 30th June 2017

Very quick flexible and efficient

Used for a quick result. Was able to change payment date easily. Cleared balance and borrowed more very easily Reviewed on: 30th June 2017

Fantastic quick service

I have had numerous loans from zopa and there service has always been excellent Reviewed on: 30th June 2017

Perfect

Just what was needed at the right price at the right time Reviewed on: 30th June 2017

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