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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

67% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

No hastle and the best rates

Best rates I could find for the loan I was looking for and was simple to apply. Reviewed on: 30th May 2017

Excellent service.

Had a few loans from zopa now. A very quick process from application to the money in the bank. Wouldn't use anyone else. Reviewed on: 30th May 2017

Professional, Quick, Efficient.

Online application, easy to use. Fantastic rates. A couple of things I didn't understand, quick phone call and all sorted in a matter of minutes. Very professional .Highly recommend !!!! Reviewed on: 30th May 2017

Fast, simple good value

Zopa have reinvented the personal loan experience. It's fast, easy trustworthy, great rates. Really easy and quick to apply no problems at all . Reviewed on: 30th May 2017

Brilliant!

In a nutshell Zopa is brilliant. They get back to you within in a couple of days. Even had an email saying sorry for the delay. I've already recommended them!! Reviewed on: 30th May 2017

The Best Loan Company

Zopa make everything very easy and finalise the loan very quickly with the lowest interest rates. Excellent company I have used them twice in the past 2 years and would highly recommend them. Reviewed on: 30th May 2017

Good and Fast

Zopa loans is a fast service with relatovely low percentages. Reviewed on: 30th May 2017

Highly recommended fair open and transparent

Very easy to deal with online straight forward layout no hidden clauses what they offer is what you get. This has got to be the future for borrowing and investing. The big boys are way behind these guys for simplicity. World class service. Reviewed on: 30th May 2017

All encompassing

From start to finish, my loan was completely controlled. Best rates, no early repayment charges and a nice email when fully paid off. Reviewed on: 30th May 2017

Easy to apply and very reasonable

I had grown frustrated with other lenders going through my financial details in excessive detail. It was a bureaucratic nightmare. Not so with Zopa. A quick assessment based on my bank statement and i was approved. Minimal fuss! Reviewed on: 30th May 2017

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