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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

83% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Professional, Quick, Efficient.

Online application, easy to use. Fantastic rates. A couple of things I didn't understand, quick phone call and all sorted in a matter of minutes. Very professional .Highly recommend !!!! Reviewed on: 30th May 2017

Fast, simple good value

Zopa have reinvented the personal loan experience. It's fast, easy trustworthy, great rates. Really easy and quick to apply no problems at all . Reviewed on: 30th May 2017

Brilliant!

In a nutshell Zopa is brilliant. They get back to you within in a couple of days. Even had an email saying sorry for the delay. I've already recommended them!! Reviewed on: 30th May 2017

The Best Loan Company

Zopa make everything very easy and finalise the loan very quickly with the lowest interest rates. Excellent company I have used them twice in the past 2 years and would highly recommend them. Reviewed on: 30th May 2017

Good and Fast

Zopa loans is a fast service with relatovely low percentages. Reviewed on: 30th May 2017

Highly recommended fair open and transparent

Very easy to deal with online straight forward layout no hidden clauses what they offer is what you get. This has got to be the future for borrowing and investing. The big boys are way behind these guys for simplicity. World class service. Reviewed on: 30th May 2017

All encompassing

From start to finish, my loan was completely controlled. Best rates, no early repayment charges and a nice email when fully paid off. Reviewed on: 30th May 2017

Easy to apply and very reasonable

I had grown frustrated with other lenders going through my financial details in excessive detail. It was a bureaucratic nightmare. Not so with Zopa. A quick assessment based on my bank statement and i was approved. Minimal fuss! Reviewed on: 30th May 2017

Great

Wonderful experience, easy and straight forward Reviewed on: 30th May 2017

Fabulous, would recommend

Great rates, very easy online process and money was in my account in only a few days. I like that I can over pay if I want to as well. Reviewed on: 30th May 2017

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