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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

82% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Awesome

Very fast, low interest rates and great customer experience. Reviewed on: 30th May 2017

Fantastic and easy loan

I shopped around for ages looking at small loans but could not find any with affordable interest rates until I came across zopa. I thought with their prices so low there must be some sort of catch but was pleasantly surprised to find there was none. I applied for the loan and was excepted straight away three days later the money was in the bank. Very happy Reviewed on: 30th May 2017

Excellent value

Best rates I have known in all my 80 years and first class customer service Reviewed on: 30th May 2017

First Class Service

After going to various lenders the experience from start to finish with Zopla was seemless, hassle free and simple. Reviewed on: 30th May 2017

great loan company. when I needed a loan for a car Zopa were their!!!

great so easy to get a loan would use Zopa again!!! Reviewed on: 30th May 2017

Loan ? Only Zopa.

I have been looking for money to buy a car. Research on internet shows me few offers from bank's, unfortunately non of them gives me loan with such a low interest as Zopa. That was the easiest way to apply for loan. Instant online decision. Three days after money was in my account. No hidden charges. Absolutely fantastic. I would recommend Zopa for everyone. Thank you Zopa for my new car. Reviewed on: 30th May 2017

Brilliant Loan provider

Zopa have helped me out many times and their customer service is second to none. I trust nobody else but Zopa David Evans Reviewed on: 30th May 2017

very pleased to have found zopa

I have had a loan from zopa and I have also invested with zopa and the have a very good service and interest rate Reviewed on: 30th May 2017

No hastle and the best rates

Best rates I could find for the loan I was looking for and was simple to apply. Reviewed on: 30th May 2017

Excellent service.

Had a few loans from zopa now. A very quick process from application to the money in the bank. Wouldn't use anyone else. Reviewed on: 30th May 2017

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