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John Lewis: Partnership Card reviews

Name: Partnership Card
Rating: 1.32 (866 reviews)

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1.33

Based on 866 reviews, last reviewed 15th Apr 2025

100% increase in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

88%

Latest highest rating:

5

Good credit card with money back The JL partnership card is good because it gives some money back, dependent on how much money you spend, in the form of vouchers to be spent in JL or ... Read more Reviewed on: 27th February 2025

Latest lowest rating:

1

Pity you cannot give 0 They block your card for no r... Pity you cannot give 0 They block your card for no reason and cannot explain why! Reviewed on: 15th April 2025

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About this product

Read our John Lewis Finance Partnership Card reviews to help you to find out about the pros and cons of taking out the Partnership credit card. What kind of features does the John Lewis Partnership card have? What do people think of John Lewis' customer service? Does the card have great benefits?

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John Lewis Partnership Card reviews (866)

Total rubbish since moving credit providers

I was happy with HSBC as the card provider, always very helpful and queries sorted out with minimum of fuss now they have moved and OMG what a change. (1) No statements for past 2 months - have to keep going on-line to print them (2) Mysteriously they have now shortened the time between statement production date and date bill to be paid - watch out for that as you will get stung charges and no doubt get a "non payment" on your credit record if you miss the shortened deadline, (3) No longer able to show purchases by card number - all my family use the account - now we have to have a family meeting monthly to sort out whose transaction is whose - pain in the rear (4) I tried to pay online via Bank - my bank could not even identify their account, (5) It would appear that this new provider is a credit line you get for store cards etc not a mainstream "bank" or financial institution and boy does it show. Are John Lewis trying to do things on the "cheap" ? - Chairman Sharon please take note. You are losing the goodwill of customers you wish to keep, (6) Display of what you owe is poor and misleading. Make sure if you pay off monthly to pick the right balance. (7) Stores and services where I used to tap my card now seem to require a pin every time - once again a pain in the rear. Their systems should be by now building your profile of use. All in All very poor substitute for HSBC and I regret after over 30 years with various JL cards I am now thinking of seeking an alternative. I wonder what it will be like if you try to use it abroad................ I certainly wont be taking this card as my sole credit card whereas before I had no fear. Come on John Lewis sharpen up - you are not going to increase use of your Financial Services with providers of this calibre. Reviewed on: 5th December 2022

Down hill

Since changing card whole Process has went down hill Cancelling account with John Lewis, customer service now very poor, how a company so respected go down hill so quickly is beyond belief. Reviewed on: 4th December 2022

Hopeless

No statements arrive despite two phone calls have spoken to several people who are going to stop using it and unless there is a almighty sort out so will I. Reviewed on: 4th December 2022

Worst credit card ever

Nothing going for this card. Shame on John Lewis for failing to negotiate the exact same terms that were offered on the old card to the new card. I was offered an interest free balance transfer on the new card - fee 1.99% very good rate - for 6 months so I transferred my old card balance to the new card. I take it on the chin for not reading the terms & conditions. If you leave the interest free deal in place they take 5% off your monthly payment to reduce this balance and for as long as the interest free balance remains there is no grace period for interest on purchases with interest being charged as soon as you’ve bought an item. Not in line with other card providers. The statement date to date payment is required is also very short. Shocking card provider. Reviewed on: 4th December 2022

New Day card appalling

I had no problems with my previous John Lewis partnership card which I had for many years. Had a healthy limit. Paid off the balance in full each month. Since moving to New Day. I have been given a tiny credit limit. Barely enough to do a weekly shop. It took me 5 attempts of calling the very frustrating new day customer service number to speak to a representative who could actually help me make a complaint. My limit has not been increased and with no satisfactory explanation. I have an excellent credit score and can see no reason for it. I can see no alternative but to cancel the card. Reviewed on: 4th December 2022

what a mess

Bought food for food bank on my card. 6:30 Sunday morning a text from CC company listing that plus my online Christmas shopping as potential fraud. I replied confirming all OK only to find payments stopped. Hilarious (not) is that I am required to put in a code sent to my phone to complete these purchases, and then the message saying 'is this fraud' is sent to same number. With previous card-provider, all went smoothly, including my spending abroad. Now, I can't even spend at a supermarket in my home town without a problem. Reviewed on: 4th December 2022

The new JL credit card and the App are a disaster

I can’t make a monthly payment . I transferred money which was sent back to my bank the next day and I was charged interests , this was in October. Same happened in November. I tried to pay online following the directives on the App and it caused my bank debit card to be blocked (another hour on the phone to sort this out) , again I could not transfer , so I paid over the phone , and because I am not told when I should pay, I am now paying over the phone twice a month to avoid any further charges. I am livid at having been charged interests or late payment charges twice after 40 years with JL store card and credit card . I have now ordered another credit card , which has been delayed due to the postal strike , and I am hanging on until I recover these totally unfair charges. But the App is the worse of all banking Apps, the monthly statement is printed too small to be read and doesn’t say when you should pay nor how. There is no customer help contact in any form. I had to write them a physical letter to claim the charges back. I contacted JL customer services who said they would forward my grievance to them. In the past 6 weeks, I have received 2 texts saying NewDay will soon contact me with details of their complaint procedures ! Reviewed on: 3rd December 2022

very minimum notification to pay bill

We first of all had difficulty setting up these new cards to use. Now we find the new administrators don't send out bill payments very quickly. Luckily we checked out to pay the bill on time or we probably would have incurred interest on the payment. This is seems to be done on purpose to make use miss paying on time. This new card is managed for John Lewis by a firm that manages other store cards. We have now put it at the bottom of the pile for credit cards to use. Reviewed on: 3rd December 2022

Declined Card: Never been more financially secure

A loyal Partnership card user for 15 years. Regularly shop at Waitrose and John Lewis. Usually pay off card in full. I've sold a house, have no mortgage, taken out equity, retired with a sizeable lump sum and an NHS pension, I've inherited property and have a healthy six figure sum in savings at the bank. Somehow John Lewis finance don't think I'm a good bet for their credit card! I've worked hard all my life but somehow don't fit into their algorithm. I feel truly insulted, undermined and abused by a company that I used to feel great loyalty towards. Reviewed on: 3rd December 2022

Poor transfer of provider torturous customer service process

I've been thinking of all I want to complain about - but do know what, I can't be bothered - lifes too short. I will be voting with my feet after 15 + years Reviewed on: 2nd December 2022

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