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John Lewis: Partnership Card reviews

1.33
Based on 876 reviews, last reviewed 25th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
20% decrease in 1 star reviews
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4%
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88%

Latest highest rating:

5

had a partnership card for years now. had a partnership card for years now. love the rewards vouchers on spends and the points you are awarded for using their credit card which i normally ... Read more Reviewed on: 12th June 2025
carol cheshire's avatar
carol cheshire

Latest lowest rating:

1

If your phone is stolen, you cannot verify anything. I had my phone and card stolen, to cancel your card you need your phone... to do anything, you need your phone. So then decided to used the chat servi... Read more Reviewed on: 25th September 2025
Lexee's avatar
Lexee

About this product

Read our John Lewis Finance Partnership Card reviews to help you to find out about the pros and cons of taking out the Partnership credit card. What kind of features does the John Lewis Partnership card have? What do people think of John Lewis' customer service? Does the card have great benefits?

Find out more about the Partnership card by reading our reviews from the Smart Money People community - people like you. You can also write your own John Lewis Partnership Card review to share your own experiences.


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John Lewis Partnership Card reviews (876)

Appalling

1
Having read the other reviews on here, I’m now quite glad to have been refused a replacement card despite being a long term loyal customer, spending thousands every year and paying off the balance every month. Very poor decision by John Lewis. Reviewed on: 6th November 2022

New card blocked twice for missing a payment for which we have had no notification.

1
We had the Partnership Card for many years, never missed a payment, always paid in full each month. My husband is the main card holder and I have a second card. Did my Waitrose shop and the pin was ok but the card was declined. Waitrose staff not very helpful. Left my shopping and came home. My husband had to login to the website as my card number was not recognised and they did not have any details for me when I tried. Eventually we found that we had missed a payment that we have had no bill for digitally or otherwise and no reminder texts, emails or notifications? We had already paid the 'old' card up in October. Once we have figured out how, we will pay up the 'new' card and cancel it! No more Waitrose for us. Is this how John Lewis want to loose customers? Reviewed on: 6th November 2022

Card blocked twice for no reason

1
I have an impeccable history with my old John Lewis credit card. Never in debt. Balance paid in full every month. New credit card issued with no quibble. In the first few days my card was blocked by NewDay twice, losing me a supermarket delivery of food each time. A complaint to John Lewis itself results in a bland email saying that my complaint will be passed on to NewDay. What's the point? I'm still waiting for a satisfactoiry explanation from NewDay and their call centre staff don't seem to understand how the system works in the UK. One person told me that if I phoned Sainsburys (what? Another call centre?) he was sure they would understand and "send round some food". No, NewDay staff, once your card is blocked Sainsburys don't pop round with some food. just because they feel sorry for you. I'll be sorry to miss the JL vouchers on each spend but I will be cutting up my JL card and using another one in future. I can't leave the house without help and rely on my online food deliveries. Reviewed on: 6th November 2022

Transition to NewDay-awful experience

1
How come JL, having a month’s to prepare transition from old HSBC provider to NewDay not prepared anything well! Obtained credit limit significantly lower than on old card (despite having excellent credit ratings within credit rating agencies) and now I can’t pay using new card at some online shops. More than 40 min waiting time on customer service line is ridiculous!. I know from other reviews some customers hasn’t been accepted for credit card at all. Was really happy with old provider but not at all with the new one. That’s not JL quality at all!! Reviewed on: 6th November 2022

Appalling service from J Lewis. Newday

1
The service provided by Newday is appalling. Balances that are incorrect, payment details that are inaccurate and impossible to talk to any one at Newday J Lewis. How sad that someone decided to ditch HSBC and introduce NewDay. I will be switching to another credit card as I have had enough. Reviewed on: 6th November 2022

Appalling!

1
John Lewis, what have you done? New Day is a complete disaster. Had a John Lewis account for so many years but am now cancelling our cards. Absolute rubbish service. Reviewed on: 6th November 2022

Terrible credit card

1
16 day between statement being produced and payment due date! Used to be 25 days, as is Amex . Used his card for 8 years for when Amex isn’t accepted. I’ve moved over to Halifax. Why the bad move JL? Reviewed on: 6th November 2022

NewDay

1
NewDay are a disaster. Have just had my card frozen because they say I have not made a minimum payment. I didn't make the payment because I had already paid off the full balance - as I do every month. NewDay have not shown my last two months payments on the list of transactions even though they have quite clearly gone through evidenced by my bank statements. Getting through to speak to customer service at NewDay takes forever, probably deliberately so, and I ended up trying to sort the problems by text messages, went round and round in circles. Had got absolutely nowhere after two hours by which time the not too accurately named helpline had closed. John Lewis must accept some responsibility and really get to grips with these people Reviewed on: 5th November 2022

NewDay are a total disaster

1
John Lewis what have you done? Why have you changed to NewDay? They are a complete disaster as a credit card provider. They now allow 16 days from the statement date to pay it. Two when you take into account the postal times and the time for payment to clear you have a few days to pay it. Their customer service line was terrible. I was concerned about the poor review NewDay were showing online but decided to give them a chance. 1 month and 16 days was too long. I’ve used the JohnLewis card for probably 10+ years but this change to NewDay is the end for me Reviewed on: 5th November 2022

Disgraceful

1
Spent hours trying to make a payment , had to phone, eventually spoke to a very rude person who said I had to pick any account ….house of Fraser, next etc. as long as the reference no is entered. They said the payment was unsuccessful only to now hear they have taken TWO payments of over a thousand pounds !! Now have to try and phone them again to sort out. Very disappointing , don’t expect this from John Lewis. Reviewed on: 5th November 2022

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