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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

2250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

4 Months Interest Free!

An easy to use system that allows you to spread the cost of your purchases. Payments linked to debit card making life easy. Reminders each month of when and how much you need to pay, and the ability to pay more if you want to. Reviewed on: 13th June 2024

handy at times when budgeting comes in

Really great for paying in 3 or 4 months instalments in order to manage the finance. A bit longer timeframe like 6 months would be more beneficial .When did have an issue ,was easy to speak to an adviser explaining the discrepancies on the total amount. Reviewed on: 7th July 2025

Perfect service, and easy to use

Perfect service, and easy to use Reviewed on: 6th July 2025

PayPal gives me a bit more piece of mind

PayPal gives me a bit more piece of mind, so I feel a little safer buying from places I can't be 100% certain of - like new sellers/businesses that don't yet have many reviews. Also PayPal credit and Pay in 3 is so so handy to have when things are a bit tight any given month, and it doesn't cost anything to use! Reviewed on: 6th July 2025

Simple easy and reliable love pay pal

Simple easy and reliable love pay pal Reviewed on: 6th July 2025

Very easy to manage, friendly app, very trustworthy

Very easy to manage, friendly app, very trustworthy Reviewed on: 6th July 2025

PayPal Credit Brilliant and trustworthy

PayPal Credit, as well as PayPal have always been brilliant, every time I use them it is so easy, they keep you informed about any payments that are due, offers They are so trustworthy, and I would recommend them 100% Reviewed on: 6th July 2025

Excellentpay pal Excellent

Excellent app to use. Very easy and simple to use Reviewed on: 5th July 2025

Paying with PayPal comes with great protection and i...

Paying with PayPal comes with great protection and if I pay within 4 months on purchases over £100 there is no interest. Hence it's safe and a economical way for me to buy items Reviewed on: 5th July 2025

Easy to use and efficient credit service

Easy to use and efficient credit service Reviewed on: 4th July 2025

Easy to use.

Easy to use. Safe and secure. Reliable & trusted Reviewed on: 3rd July 2025

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