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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50541 reviews)

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4.91

Based on 50,541 reviews, last reviewed 9th Jun 2025

1818700% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pretty handy It's handy having the option to use credit when using PayPal, as it's the method I use most often when paying online. Reviewed on: 9th June 2025

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50541)

Review of the PayPal, PayPal Credit:

What's your excuse, not using PayPal?

Good way of managing my expenditure and debt. The option to buy and spread payments sometimes, interest free. PayPal credit has been a God sent, for me and the customer service/ protection are very highly recommended as monetary issues are professionally and satisfactorily dealt with. Reviewed on: 28th May 2025

Good services, rates, and UI.

Good services, rates, and UI. Cross functional within website and app in terms of facilities. Reviewed on: 9th June 2025

easy to set up and easy to make a payment

easy to set up and easy to make a payment Reviewed on: 9th June 2025

Used for Multiple Years, 0 Issues.

I've used Paypal for quite a few years now and there isn't anything to complain about. The service works with no downtime from what I have experienced. Reviewed on: 9th June 2025

Getting anything resolved is a long process trying t...

Getting anything resolved is a long process trying to actually speak to someone but pretty quick once you get through to the right channels Reviewed on: 9th June 2025

I am very happy with pay pal because it is an honest...

I am very happy with pay pal because it is an honest company thank you Reviewed on: 9th June 2025

We use paypal credit quite regularly on the 4 month...

We use paypal credit quite regularly on the 4 month interest free option. It's very useful to have this facility at our disposal as it means that instead of paying full price up front we can pay monthly from our income. The bonus is of course that it's interest free and leaves our savings intact. Reviewed on: 9th June 2025

I can’t say nothing bad about PayPal Credit and PayP...

I can’t say nothing bad about PayPal Credit and PayPal at all Reviewed on: 9th June 2025

Very satisfied about PayPal.

Very satisfied about PayPal. I like that I can pay in 3 instalments. Reviewed on: 9th June 2025

good with dispute but can be hard to navigate

good with dispute but can be hard to navigate Reviewed on: 8th June 2025

Easy, Quick and Instant.

Very easy to apply, it was pretty instant too. Will Definitely use again. Reviewed on: 8th June 2025

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