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Policy Expert : Home Insurance reviews

4.77
Based on 9,121 reviews, last reviewed 24th Apr 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
14%
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1%
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0%
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1%

Latest highest rating:

5

I had scape water in my house last year. I had scape water in my house last year. they sent people to check the damage and paid out without quibble. and we’re still the cheapest to insure my ... Read more Reviewed on: 3rd April 2025
JAVID MANOOCHEHRI's avatar
JAVID MANOOCHEHRI

Latest lowest rating:

1

Try claiming....... My 4 Yr old roof membrane had separated due to bad weather but you have declined the claim saying that the day I identified the damage the wind did no... Read more Reviewed on: 24th April 2025
Paul A's avatar
Paul A

About this product

Before taking out home insurance, be sure to read customer reviews for the provider and its policies. Double check when reading reviews that they’re for the right type of insurance: buildings, contents, or both. We collect Policy Expert home insurance reviews to help you make an informed decision when choosing your new provider.

Choose from three levels of home cover: bronze, silver and gold. Policy Expert has flexible policies that can be tailored to your needs
...

Policy Expert Home Insurance reviews (9121)

Review of the Policy Expert, Home Insurance:

Disgusting company

1
Unless you make a claim, they are a perfect company. As soon as you do, their rule book of exclusions will open up. I made a claim about toilet leakage under home emergency cover. Am told something cannot be repaired is not covered. Every time their story changes. Disgusting customer service ! Never ever ! I will pay a bit more but have a piece of mind by switching to someone else. I am their loyal customer of 3 years without a single claim. They have given no right of appeal an... Reviewed on: 16th June 2023

Customer service is very good

5
Prompt response to telephone query and very helpful. Knew the answer to my query immediately and asked if there was anything else I needed Reviewed on: 11th October 2024

Offering the best choice at competitive pricing with...

5
Offering the best choice at competitive pricing with a real understanding of consumers needs, very professional Company! Reviewed on: 11th October 2024

Great service

5
Fortunately, I've never needed to make a claim with this company, but their service when using their online chat was excellent. Their quote was very competitve too. Reviewed on: 11th October 2024

Great value for money...

5
Clear and easy to use website, great value for money, quick service. Reviewed on: 10th October 2024

Tailored home and contents insurance

5
Filled in questionnaire on what I had to have for building & contents insurance as needed to renew. There were detailed categories of cover, essentials and add ons. Emergency cover, which being on my own, was particularly important was excellent. Legal cover was complimentary. I could adjust my quote by changing my voluntary excess and they beat the other two quotes I’d researched hands down; so as well as good value for money I felt the insurance was well tailored to my nee... Reviewed on: 10th October 2024

Excellent long term provider

5
I have been getting my insurance through Policy Expert for several years. I always get alternative quotes but they always come back cheaper from Policy Expert so I stay with them Reviewed on: 10th October 2024

Just an all round excellent company

5
Just an all round excellent company Reviewed on: 8th October 2024

Easy to deal with and most things can be done...

4
Easy to deal with and most things can be done online Reviewed on: 26th September 2024

Smooth process with good communication

5
For the one claim we had, the process was smooth and handled with good communication Reviewed on: 19th September 2024

Too stressful when making a claim

1
Too stressful when making a claim Dont waste your money. HORRIBLE company when you are trying to make a claim. They will ask you to do it online/ via their portal then everytime you do it they will just close your claim without dealing with it. Send so many messages and they said they will reply within 4 hours but they never did. Reviewed on: 14th September 2024
Reply from Policy Expert Hello Regan, Thanks for taking the time to leave us your review. Please contact us at homereviews@policyexpert.co.uk with your policy details and we can look into this for you. Thanks, Georgia Response date: 27th September 2024
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