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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19906 reviews)

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4.78

Based on 19,906 reviews, last reviewed 13th Sep 2025

62% decrease in 5 star reviews

in the past 90 days

74% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

I like it because, if anything they verify everythin... I like it because, if anything they verify everything for me. There customer service is good and they are very helpful Reviewed on: 13th September 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19906)

Brilliant app

Got a Vanquis card to help with credit and to use for business trips. I got turned away from most high street lenders when I had an average score. Vanquis is brilliant, never had an issue. App to clear and easy to use! Credit score it brilliant now, and they keep me updated and offer more services now I have increased my credit score. Only drawback is them increasing the rates, but assume its inline with the CPI/RPI. Maybe good to introduce lower rates after a successful period per user. Reviewed on: 3rd May 2024

The app is very efficient, easy to use coupled with...

The app is very efficient, easy to use coupled with easy repayment. Reviewed on: 3rd May 2024

Life is Back on Track

The Vanquis card has helped me get back on my feet. When my life was in a black hole, Vanquis came to my rescue and from receiving my card I was able to get my finances back on track. No more black hole. Hello Life. Reviewed on: 3rd May 2024

Found Vanquis very help the only onetime I had to ring.

Found Vanquis very help the only onetime I had to ring. The app is very easy to use & there is always help if needed from Vanquis Reviewed on: 3rd May 2024

It’s been brilliant to use Vanquis they have been ve...

It’s been brilliant to use Vanquis they have been very good to use and the service incredible Reviewed on: 3rd May 2024

Vanquis app

Love my vanquis card and app , Very flexible and the app keeps me informed and up to date Reviewed on: 3rd May 2024

Very fast response to everything, good information.

Very fast response to everything, good information. Fixed details calculated in advance. Helpful customer service. Up-to-date information.Quick response to e-mail inquiries. Reviewed on: 3rd May 2024

Caring about people, not only a credit company.

Vanquis was one of a few companies that was prepared to take the risk with me and help me to build my credit record. again. I have emmigrated and my previous credit record was not recognised, that meant I had to build my credit record from the start. Vanquis gave me that opportunity, building a new credit record ,and enabled me to be recognised again and made me feel I belong again. My bank was not prepared to take that risk, but i was very fortunate to be accepted by a company that does believe in people. Thank you Vanquis, you did more that just offering another person credit, you help me to built my self esteem again. Reviewed on: 3rd May 2024

Excellent service .

Never had a problem with Vanquis and in Covid I found them to very supportive and helpful Reviewed on: 3rd May 2024

I had an enquiry

I had enquiry and called in ,talked to the agent and the person over the phone was very helpful Reviewed on: 3rd May 2024

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