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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19909 reviews)

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4.78

Based on 19,909 reviews, last reviewed 23rd Oct 2025

99% decrease in 5 star reviews

in the past 90 days

97% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19909)

Caring about people, not only a credit company.

Vanquis was one of a few companies that was prepared to take the risk with me and help me to build my credit record. again. I have emmigrated and my previous credit record was not recognised, that meant I had to build my credit record from the start. Vanquis gave me that opportunity, building a new credit record ,and enabled me to be recognised again and made me feel I belong again. My bank was not prepared to take that risk, but i was very fortunate to be accepted by a company that does believe in people. Thank you Vanquis, you did more that just offering another person credit, you help me to built my self esteem again. Reviewed on: 3rd May 2024

Excellent service .

Never had a problem with Vanquis and in Covid I found them to very supportive and helpful Reviewed on: 3rd May 2024

I had an enquiry

I had enquiry and called in ,talked to the agent and the person over the phone was very helpful Reviewed on: 3rd May 2024

Excellent customer service, great mobile app and goo...

Excellent customer service, great mobile app and good online website. Reviewed on: 3rd May 2024

have been with vanquis for years, and never any pr...

I have been with vanquis for years, and never any problems. Reviewed on: 3rd May 2024

Great credit score builder.

Has been great to help me build a credit score. Gradually increases to co inside with your affordability budget, decent interest rates and an easy to use app. Reviewed on: 3rd May 2024

You have been the best credit card company I've ever...

You have been the best credit card company I've ever used Reviewed on: 3rd May 2024

Staff that empathise

When I my husband was seriously poorly in hospital and I missed a payment the customer service staff were so kind and understanding even going as far as to tell me to make sure I was ok and remember to eat it meant so much that someone who didn’t even know me cared Reviewed on: 3rd May 2024

Always easy to use, never any issues paying or getti...

Always easy to use, never any issues paying or getting on the app. Reviewed on: 3rd May 2024

I needed a line of credit and vanquis accepted my ap...

I needed a line of credit and vanquis accepted my application and has proved very useful in daily expenses Reviewed on: 3rd May 2024

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