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Vanquis : Credit builder credit card reviews

4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
99% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19909)

Very responsive and supportive all through

5
Very responsive and supportive all through Reviewed on: 3rd May 2024

Easy quick and breezey.

5
Easy quick and breezey. No hassle no stress. Great name. Don’t get bombarded with emails and the app is easy to use.. overalll pretty good stuff Reviewed on: 3rd May 2024

The customer service when I have had a need to use w...

4
The customer service when I have had a need to use werevery helpful and informative in ansering my queries or questions. Reviewed on: 3rd May 2024

Very good but rates are high and putting up your len...

5
Very good but rates are high and putting up your lending without notice Reviewed on: 3rd May 2024

Excellent App

5
Very good, I have only ever needed to call customer service once in the last 8 years. Everything that I need could be done via the app which is very simple, quick and easy. Reviewed on: 3rd May 2024

Good service so far.

4
Good service so far. Just had little bit of problems in past as I wasnt sure about couple of bits. Now all good Reviewed on: 3rd May 2024

A must have card

5
I applied for a vanquis card as i had heard of the brand and that it was a good credit builder and had great customer service , owas delighted when i was accepted for the card you can use it almost anywhere in the world it has a great app to support it with all sorts of features to help your daily decisions easier this includes credit rating facility freeze card limit increases /decreases its a really flexible card ,easy to pay every month either direct debit or pay through multiple choices on the app i carry my card everywhere you never know when you will need it ypu will be making a great choice choosing vanquis do it today ! Reviewed on: 3rd May 2024

Fantastic Service from the whole of Vanquis Bank

5
Talking to customer service is fantastic I have never been looked after as well as Vanquis employees nothing is to much trouble everything gets sorted ASAP plus the care of your personal details are also treated so very well plus keeping you safe against fraudsters . Reviewed on: 3rd May 2024

Really good service and always great customer servic...

5
Really good service and always great customer service and helpful statfs. Reviewed on: 3rd May 2024

Using vanquis has been a lifeline.

5
Using vanquis has been a lifeline. The application process was quick and easy and the app is easy to use. There's options to contact for help if needed. You get updates if your close to your limit and can pay the minimum or pay extra it's all in your hands Reviewed on: 3rd May 2024

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