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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
88% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Very helpful and customer service excellent

5
Very helpful and customer service excellent Reviewed on: 1st May 2024

I am happy with vanquis as I got a good limit and th...

5
I am happy with vanquis as I got a good limit and they were always helpful. Also the customer service it's very good Reviewed on: 1st May 2024

Best Card I have ever had

5
Have not had one issue with my card in all the time i have had it, the only issue is WHY does it take 2 days for payments to clear Reviewed on: 1st May 2024

Better than others.

5
Better than others.♥️............... Reviewed on: 1st May 2024

Vanquis amazing

5
Vanquis just have been great never had any problems Reviewed on: 1st May 2024

I keep all my cards in credit so when I find a item...

2
I keep all my cards in credit so when I find a item I like I’m not getting myself in debt but Vanquis keep contacting me saying your in credit we need to refund you Reviewed on: 1st May 2024

Could be more understanding

3
When I've had to explain about my mental health it's been stressful and customer service is poor and not empathetic. When they don't understand the experience they do not get the anxiety I feel Reviewed on: 1st May 2024

I have been with Vanquis for a few months now, respo...

5
I have been with Vanquis for a few months now, responsible lenders offer great saving and budgeting tips no pressure easy access and good customer service Reviewed on: 1st May 2024

Great service and easy to use.

5
Great service and easy to use. Would recommend to anyone Reviewed on: 1st May 2024

Great experience, staff are always very helpful and...

5
Great experience, staff are always very helpful and efficient. Reviewed on: 1st May 2024

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