Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
88% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

This card has allowed me to rebuild my credit and co...

5
This card has allowed me to rebuild my credit and confidence great app which allows you to be in full control and you know exactly where you are and where you need to be Reviewed on: 1st May 2024

Vanquis Top Dog

5
I needed temporary help to get through a tough few months and Vanquis came through for me. Cannot thank them enough Reviewed on: 1st May 2024

Great experience, no issues, quick and easy to speak...

4
Great experience, no issues, quick and easy to speak to an advisor when needed Reviewed on: 1st May 2024

Excellent service.

5
Excellent service. Helpful staff . Reviewed on: 1st May 2024

Great working online account

5
Great interest and easy to work online account Reviewed on: 1st May 2024

Happy with vanquis never had a issue

5
Happy with vanquis never had a issue Reviewed on: 1st May 2024

I’ve had good service

5
I’ve had brilliant service and good customer service Reviewed on: 1st May 2024

Vanquis is an amazing credit builder app for young p...

5
Vanquis is an amazing credit builder app for young people such as myself. Thanks to Vanquis i have grown my credit score from light green to excellent. Reviewed on: 1st May 2024

Great card, I’ve had one increase ...

5
Great card, I’ve had one increase for good behaviour, I’ve not had any problems Reviewed on: 1st May 2024

Expensive APR but good service from the company.

4
Expensive APR but good service from the company. Reviewed on: 1st May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.91 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.79 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.75 from 4 reviews
    Vanquis
    View all products